Springford S P Limited

Reference number: 735929

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07770 670076

  • Address

    6 Healey Close, Lowestoft, Suffolk, NR32 4WZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07770 670076 is
  • Who else gives the postcode NR32 4WZ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Snap-on Trading name
  • Snap-on Diagnostics Trading name
  • Snap-on Tools Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05606746
Company status
Active
Company type
Private limited company
Incorporated
28 October 2005 (21 years old)
Registered office
6 Healey Close, Park Hill, Lowestoft, Suffolk, NR32 4WZ
Nature of business
  • Wholesale trade of motor vehicle parts and accessories (SIC 45310)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Paul Springford Director Aug 1973 28 Oct 2005 1 other company
Debbie Louise Springford Secretary Not published 28 Oct 2005 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£277k

+3.3% from £269k

Employees (average)

3

Same as 3

Owed within a year

£32.6k

−19% from £40.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05606746. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Springford S P’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2016

6 April 2016

  • Debbie Louise Springford became a part-owner (25–50% of shares)
  • Simon Paul Springford became the majority owner (50–75% of shares)

Companies House

27 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2005

28 October 2005

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Springford S P

Other firms of the same type (lender), nearest first.

In Lowestoft

Premium Finance LimitedLowestoftAuthorisedAltade LtdLowestoftAuthorised

In the Norwich (NR) postcode area

Aviva Credit Services UK LimitedNorwichAuthorisedAlan Boswell Insurance Brokers LimitedNorwichAuthorisedCredo Capital Finance LimitedNorwichAuthorisedEastern Credit LimitedGreat YarmouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Springford S P

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Springford S P Limited FCA authorised?
Yes, Springford S P Limited (FRN 735929) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Springford S P’s phone number?
The FCA register lists the phone number 07770 670076 for Springford S P. If you were given different contact details, use these to check with the firm before going any further.
Is Springford S P a scam or clone?
Springford S P is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Springford S P?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Springford S P handles your money, so check the specific product before you commit. You can also refer complaints about Springford S P to the Financial Ombudsman Service, free of charge.
Who owns Springford S P?
Companies House lists 2 people with significant control of Springford S P: Mr Simon Paul Springford (50–75% of shares) and Mrs Debbie Louise Springford (25–50% of shares).
Who runs Springford S P?
Companies House lists one director of Springford S P: Simon Paul Springford.
How long has Springford S P been in business?
The company was formed on 28 October 2005, and has held its current FCA authorisation since February 2016.
What do Springford S P’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £277k (+3.3% from £269k).
Does Springford S P use any other names?
It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.

Sources and links

The full report on Springford S P Limited

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