St Albans School
Reference number: 912218
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
Premium Credit Limited Reference number: 702718 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- St Albans School (FRN 912218) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not St Albans School.
- Example: if St Albans School refers you to a financial adviser, the advice should come from the principal firm, not from St Albans School itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
St. Albans School, Abbey Gateway, St. Albans, Hertfordshire, AL3 4HB, United Kingdom
In the full report: 3 background checks
- When st-albans.herts.sch.uk first appeared online, and whether it can receive email
- What kind of line +44 017 275 151 149 is
- Who else gives the postcode AL3 4HB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04400125 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 21 March 2002 (24 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- General secondary education (SIC 85310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Alastair Mark Woodgate | Director | Jul 1963 | 11 Dec 2010 | 7 other companies |
| Nigel Moore | Director | Jun 1962 | 3 Mar 2018 | None |
| Matthew William Southworth Cawthorne | Director | Jul 1962 | 12 May 2018 | 4 other companies |
| Carole Elizabeth Pomfret | Director | Mar 1961 | 12 May 2018 | 4 other companies |
| Christopher Miles Oglethorpe | Director | Jun 1969 | 26 Jun 2021 | 17 other companies |
| Frances Elizabeth Lightowler | Director | Nov 1962 | 26 Jun 2021 | 3 other companies |
| Anna Marie Philpott | Director | May 1974 | 26 Jun 2021 | 3 other companies |
| Neil Frank Osborn | Director | Oct 1949 | 15 Sep 2021 | 7 other companies |
| Cheryl Joanne Millington | Director | Jul 1966 | 3 Mar 2022 | 9 other companies |
| Benjamin Charles Walker | Director | Nov 1964 | 4 Sep 2023 | 1 other company |
| Guy Rory Sanderson | Director | May 1972 | 15 Mar 2025 | None |
| Angela Denise Higgs | Secretary | Not published | 21 Aug 2025 | – |
Other companies run by these 11 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 53
- closed down
- 15
- are FCA-registered
- 4
In the full report: all 53 companies, named
- What each company does, and whether it is still trading
- Which of these 11 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register
- The 2 companies these 11 directors run together
- All 61 people who have ever been directors, with their dates
Key dates in its history
St Albans School’s history from the FCA register and Companies House, newest first.
2019
12 August 2019
- Became an introducer appointed representative
FCA register
2002
21 March 2002
- Incorporated at Companies House
Companies House
In the full report: all 112 events
- All 112 events in its history (2 shown here)
- Every director appointment and resignation: 110
Firms connected to St Albans School
Other FCA-listed firms that share a director, phone number or address with St Albans School. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- past links
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Firms like St Albans School
Other firms of the same type (credit broker), nearest first.
In St. Albans
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on St Albans School
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 53 other companies its directors have run, named
- 3 background checks on its contact details
- All 112 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk