Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 1999
- Accounts filed up to 31 August 2024
Responsible principal firm
Premium Credit Limited Reference number: 702718 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- ST GEORGE'S SCHOOL, EDGBASTON (FRN 1043959) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not ST GEORGE'S SCHOOL, EDGBASTON.
- Example: if ST GEORGE'S SCHOOL, EDGBASTON refers you to a financial adviser, the advice should come from the principal firm, not from ST GEORGE'S SCHOOL, EDGBASTON itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
St. Georges School, 31 Calthorpe Road, Edgbaston, Birmingham, Birmingham, B15 1RX, United Kingdom
In the full report: 3 background checks
- When sgse.co.uk first appeared online, and whether it can receive email
- What kind of line 0121 625 0398 is
- Who else gives the postcode B15 1RX
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03861455 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 19 October 1999 (27 years old)
- Registered office
- 31 Calthorpe Road, Edgbaston, Birmingham, West Midlands, B15 1RX
- Nature of business
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- Pre-primary education (SIC 85100)
- Primary education (SIC 85200)
- General secondary education (SIC 85310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Elspeth Virginia Insch (Dr) | Director | Aug 1949 | 21 Mar 2019 | 4 other companies |
| Lenroy Sylvester Lee | Director | Dec 1972 | 9 Dec 2020 | None |
| Vanessa Johnson | Director | Dec 1954 | 31 Aug 2025 | None |
| Nuala Mary Connor | Director | Aug 1956 | 31 Aug 2025 | None |
| Helen Taylor | Director | Jun 1954 | 31 Aug 2025 | None |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 1
- still active
- 3
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 44 people who have ever been directors, with their dates
Filed accounts and finances
Employees (average)
111
−7.5% from 120
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03861455. Figures are exactly as filed; nothing is estimated.
Key dates in its history
St George's School, Edgbaston’s history from the FCA register and Companies House, newest first.
2025
30 October 2025
- Became an introducer appointed representative
FCA register
1999
19 October 1999
- Incorporated at Companies House
Companies House
In the full report: all 87 events
- All 87 events in its history (2 shown here)
- Every director appointment and resignation: 85
Firms like St George's School, Edgbaston
Other firms of the same type (credit broker), nearest first.
In Birmingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on St George's School, Edgbaston
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- All 87 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk