St Mary's School (Colchester) Limited

Reference number: 952675

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • St Mary's School (Colchester) Limited (FRN 952675) is an AR of Premium Credit Limited (FRN 702718). When you use St Mary's School (Colchester)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from St Mary's School (Colchester), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stmaryscolchester.org.uk first appeared online, and whether it can receive email
  • What kind of line 01206 572544 is
  • Who else gives the postcode CO3 3RB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
9 September 1970 (56 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Pre-primary education (SIC 85100)
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Graeme Lambert Director Mar 1955 24 Sep 2012 4 other companies
William James Magill Director Aug 1950 4 Feb 2016 1 other company
Katharine Jill Abbott Director Jan 1974 5 Dec 2019 None
Esther Eddy Director Dec 1973 8 Dec 2022 None
Anthony Bell Director Oct 1959 6 Jul 2023 None
Samuel Flower Director Aug 1994 7 Dec 2023 None
Craig Woods Director Nov 1990 7 Dec 2023 None
Andrew Simon Hampton Director May 1958 13 Mar 2025 2 other companies
Nicole Rae Baerg (Dr) Director Dec 1978 10 Jul 2025 1 other company
Katherine Louise Taylor Director Oct 1981 11 Dec 2025 None
Victoria Spencer-Allen Director May 1978 23 Jan 2026 1 other company
Sarah Catherine O'Laoi Director Feb 1978 23 Jan 2026 2 other companies
Lizanne Shiret Secretary Not published 13 Mar 2023 –

Other companies run by these 12 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
5
still active
6

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 12 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 50 people who have ever been directors, with their dates
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Key dates in its history

St Mary's School (Colchester)’s history from the FCA register and Companies House, newest first.

2021

10 June 2021

  • Became an appointed representative

FCA register

1970

9 September 1970

  • Incorporated at Companies House

Companies House

In the full report: all 84 events

  • All 84 events in its history (2 shown here)
  • Every director appointment and resignation: 82
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Firms like St Mary's School (Colchester)

Other firms of the same type (credit broker), nearest first.

In Colchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on St Mary's School (Colchester)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 84 events in its history

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Frequently asked questions about this firm

Is St Mary's School (Colchester) Limited FCA authorised?
St Mary's School (Colchester) Limited (FRN 952675) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for St Mary's School (Colchester)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. St Mary's School (Colchester) Limited (FRN 952675) is an AR of Premium Credit Limited (FRN 702718). When you use St Mary's School (Colchester)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from St Mary's School (Colchester), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is St Mary's School (Colchester)’s phone number and website?
The FCA register lists the phone number 01206 572544 and the website stmaryscolchester.org.uk for St Mary's School (Colchester). If you were given different contact details, use these to check with the firm before going any further.
Is St Mary's School (Colchester) a scam or clone?
St Mary's School (Colchester) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with St Mary's School (Colchester)?
Protection works through Premium Credit Limited, the principal firm responsible for St Mary's School (Colchester)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs St Mary's School (Colchester)?
Companies House lists 12 directors of St Mary's School (Colchester): Robert Graeme Lambert, William James Magill, Katharine Jill Abbott, Esther Eddy, Anthony Bell, Samuel Flower and 6 more.
How long has St Mary's School (Colchester) been in business?
The company was formed on 9 September 1970.

Sources and links

The full report on St Mary's School (Colchester) Limited

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