Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Premium Credit Limited Reference number: 702718 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- St Mary's School (Colchester) Limited (FRN 952675) is an AR of Premium Credit Limited (FRN 702718). When you use St Mary's School (Colchester)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from St Mary's School (Colchester), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
91 Lexden Road, Colchester, Essex, CO3 3RB, United Kingdom
In the full report: 3 background checks
- When stmaryscolchester.org.uk first appeared online, and whether it can receive email
- What kind of line 01206 572544 is
- Who else gives the postcode CO3 3RB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 00988976 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 9 September 1970 (56 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Pre-primary education (SIC 85100)
- Primary education (SIC 85200)
- General secondary education (SIC 85310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Robert Graeme Lambert | Director | Mar 1955 | 24 Sep 2012 | 4 other companies |
| William James Magill | Director | Aug 1950 | 4 Feb 2016 | 1 other company |
| Katharine Jill Abbott | Director | Jan 1974 | 5 Dec 2019 | None |
| Esther Eddy | Director | Dec 1973 | 8 Dec 2022 | None |
| Anthony Bell | Director | Oct 1959 | 6 Jul 2023 | None |
| Samuel Flower | Director | Aug 1994 | 7 Dec 2023 | None |
| Craig Woods | Director | Nov 1990 | 7 Dec 2023 | None |
| Andrew Simon Hampton | Director | May 1958 | 13 Mar 2025 | 2 other companies |
| Nicole Rae Baerg (Dr) | Director | Dec 1978 | 10 Jul 2025 | 1 other company |
| Katherine Louise Taylor | Director | Oct 1981 | 11 Dec 2025 | None |
| Victoria Spencer-Allen | Director | May 1978 | 23 Jan 2026 | 1 other company |
| Sarah Catherine O'Laoi | Director | Feb 1978 | 23 Jan 2026 | 2 other companies |
| Lizanne Shiret | Secretary | Not published | 13 Mar 2023 | – |
Other companies run by these 12 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 11
- closed down
- 5
- still active
- 6
In the full report: all 11 companies, named
- What each company does, and whether it is still trading
- Which of these 12 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 50 people who have ever been directors, with their dates
Key dates in its history
St Mary's School (Colchester)’s history from the FCA register and Companies House, newest first.
2021
10 June 2021
- Became an appointed representative
FCA register
1970
9 September 1970
- Incorporated at Companies House
Companies House
In the full report: all 84 events
- All 84 events in its history (2 shown here)
- Every director appointment and resignation: 82
Firms like St Mary's School (Colchester)
Other firms of the same type (credit broker), nearest first.
In Colchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on St Mary's School (Colchester)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 11 other companies its directors have run, named
- 3 background checks on its contact details
- All 84 events in its history
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Frequently asked questions about this firm
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How long has St Mary's School (Colchester) been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk