st michaels garage limited

Reference number: 661975

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stmichaelsgarageswanage.co.uk first appeared online, and whether it can receive email
  • What kind of line 01929 480221 is
  • Who else gives the postcode BH19 3DX
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 May 2014 (12 years old)
Registered office
Bridge House, Court Road, Swanage, Dorset, BH19 1DX
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Retail sale in non-specialised stores with food, beverages or tobacco predominating (SIC 47110)
  • Retail sale of automotive fuel in specialised stores (SIC 47300)

Directors and company secretaries

Name Role Born Appointed Other companies
Graham Murray Lambert Director Jun 1949 30 May 2014 None
Timothy Charles Lambert Director Sep 1981 23 Jun 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.15m

+20% from £963k

Cash at bank

£943k

+17% from £807k

Employees (average)

13

Same as 13

Owed within a year

£393k

+13% from £348k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09063200. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

St michaels garage’s history from the FCA register and Companies House, newest first.

2017

26 August 2017

  • Emma Dorothy Hannah Lambert stopped being a part-owner

Companies House

2016

6 April 2016

  • Emma Dorothy Hannah Lambert became a part-owner (25–50% of shares)
  • Graham Murray Lambert took control (75–100% of shares)

Companies House

2015

26 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2014

30 May 2014

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms like st michaels garage

Other firms of the same type (car leasing or hire), nearest first.

In the Bournemouth (BH) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on st michaels garage

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is st michaels garage limited FCA authorised?
Yes, st michaels garage limited (FRN 661975) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a car leasing or hire. The FCA has placed no limits on its permissions.
What is st michaels garage’s phone number and website?
The FCA register lists the phone number 01929 480221 and the website stmichaelsgarageswanage.co.uk for st michaels garage. If you were given different contact details, use these to check with the firm before going any further.
Is st michaels garage a scam or clone?
st michaels garage is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with st michaels garage?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how st michaels garage handles your money, so check the specific product before you commit. You can also refer complaints about st michaels garage to the Financial Ombudsman Service, free of charge.
Who owns st michaels garage?
Companies House lists one person with significant control of st michaels garage: Mr Graham Murray Lambert (75–100% of shares). Before that, it was controlled by Mrs Emma Dorothy Hannah Lambert.
Who runs st michaels garage?
Companies House lists 2 directors of st michaels garage: Graham Murray Lambert and Timothy Charles Lambert.
How long has st michaels garage been in business?
The company was formed on 30 May 2014, and has held its current FCA authorisation since February 2015.
What do st michaels garage’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.15m (+20% from £963k) and cash at bank of £943k (+17% from £807k).

Sources and links

The full report on st michaels garage limited

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