Stag Mortgage & Insurance Services

Reference number: 450790

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

LINCOLNSHIRE INDEPENDENT FINANCIAL ADVISERS LIMITED Reference number: 472637 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stag Mortgage & Insurance Services (FRN 450790) is an AR of LINCOLNSHIRE INDEPENDENT FINANCIAL ADVISERS LIMITED (FRN 472637). When you use Stag Mortgage & Insurance Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stag Mortgage & Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01472 316189

  • Address

    1 Alderley Edge, Waltham, Grimsby, South Humberside, DN37 0UR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01472 316189 is
  • Who else gives the postcode DN37 0UR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Lincolnshire Independent Financial Advisers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Stag Mortgage & Insurance Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Grimsby

Futurebuild (Lincs) LtdGrimsbyAppointed representativeGeoffrey Davis Mortgage Solutions LtdGrimsbyAppointed representativeMark Pulford Financial Services LtdGrimsbyAppointed representativePersonal Touch Mortgages LtdGrimsbyAppointed representativeTercos Financial LimitedGrimsbyAppointed representativeJohn LeeGrimsbyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stag Mortgage & Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is Stag Mortgage & Insurance Services FCA authorised?
Stag Mortgage & Insurance Services (FRN 450790) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stag Mortgage & Insurance Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stag Mortgage & Insurance Services (FRN 450790) is an AR of LINCOLNSHIRE INDEPENDENT FINANCIAL ADVISERS LIMITED (FRN 472637). When you use Stag Mortgage & Insurance Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stag Mortgage & Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stag Mortgage & Insurance Services’ phone number?
The FCA register lists the phone number 01472 316189 for Stag Mortgage & Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Stag Mortgage & Insurance Services a scam or clone?
Stag Mortgage & Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stag Mortgage & Insurance Services?
Protection works through Lincolnshire Independent Financial Advisers Limited, the principal firm responsible for Stag Mortgage & Insurance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Stag Mortgage & Insurance Services

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