Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 11 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 31 March 2025
Responsible principal firm
Chrysalis Finance Limited Reference number: 631193 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Stella Maris Practice Ltd (FRN 723608) introduces customers to Chrysalis Finance Limited (FRN 631193). Any regulated advice or arranging is done by the principal, not Stella Maris Practice.
- Example: if Stella Maris Practice refers you to a financial adviser, the advice should come from the principal firm, not from Stella Maris Practice itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
84 Walsall Road, Stone Cross, West Bromwich, West Midlands, B71 3HN, United Kingdom
In the full report: 3 background checks
- When confidence2smile.co.uk first appeared online, and whether it can receive email
- What kind of line 0121 588 4541 is
- Who else gives the postcode B71 3HN
Other names (2)
If you were contacted under any of these names, it is this firm.
- confidence2smile Trading name: A name it trades under now.
- Stella Maris Dental Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- STELLA MARIS PRACTICE LIMITED
- Company number
- 06520298 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 March 2008 (18 years old)
- Registered office
- The Dental Practice 84 Walsall Road, Stone Cross, West Bromwich, B71 3HN
- Nature of business
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- Dental practice activities (SIC 86230)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Hema Khosla | Director | Nov 1982 | 3 Jul 2018 | 1 other company |
| Kavit Khosla (Dr) | Director | Jun 1982 | 3 Jul 2018 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- run together
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£442k
+16% from £381k
Cash at bank
£70.2k
+65% from £42.7k
Employees (average)
7
+17% from 6
Owed within a year
£46.7k
+36% from £34.2k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06520298. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Stella Maris Practice’s history from the FCA register and Companies House, newest first.
2018
3 July 2018
- Board replaced: its only director left and 2 new directors took over
- Haka Investments Limited took control (75–100% of shares)
- Hanibal Hanna Namih gave up control
Companies House
2017
16 February 2017
- Hanibal Hanna Namih took control (75–100% of shares)
Companies House
2015
28 October 2015
- Became an introducer appointed representative
FCA register
2008
3 March 2008
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms like Stella Maris Practice
Other firms of the same type (dental or medical practice), nearest first.
In West Bromwich
In the Birmingham (B) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Stella Maris Practice
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 12 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk