Stephen Tester Funeral Directors Limited
Reference number: 1046476
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Golden Charter Limited Reference number: 965279 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Stephen Tester Funeral Directors Limited (FRN 1046476) is an AR of Golden Charter Limited (FRN 965279). When you use Stephen Tester Funeral Directors's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Stephen Tester Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Beacon House, Park Road, Crowborough, East Sussex, TN6 2QX, United Kingdom
In the full report: 3 background checks
- When stephentesterifd.co.uk first appeared online, and whether it can receive email
- What kind of line 01892 577166 is
- Who else gives the postcode TN6 2QX
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16314474 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 March 2025 (1 year old)
- Registered office
- Beacon House, Park Road, Crowborough, TN6 2QX, England
- Nature of business
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- Funeral and related activities (SIC 96030)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Graham Robert Hackley | Director | Feb 1973 | 13 Mar 2025 | 4 other companies |
| Timothy John Lovell | Director | Oct 1981 | 13 Mar 2025 | None |
| Stephen Sean Tester | Director | Jan 1967 | 13 Mar 2025 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- still active
- 5
- is FCA-registered
- 1
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Key dates in its history
Stephen Tester Funeral Directors’s history from the FCA register and Companies House, newest first.
2025
15 December 2025
- Became an appointed representative
FCA register
13 March 2025
- Incorporated at Companies House
- Graham Robert Hackley became a part-owner (25–50% of shares)
- Stephen Sean Tester became a part-owner (25–50% of shares)
- Timothy John Lovell became a part-owner (25–50% of shares)
Companies House
In the full report: all 8 events
- All 8 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms connected to Stephen Tester Funeral Directors
Other FCA-listed firms that share a director, phone number or address with Stephen Tester Funeral Directors. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like Stephen Tester Funeral Directors
Other firms of the same type (funeral director), nearest first.
In Crowborough
In the Tonbridge (TN) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Stephen Tester Funeral Directors
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- All 8 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk