No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 4 October 2012.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Last known phone number
07870 274879
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Last known address
11 Glen Road, Burton Joyce, Nottingham, Notts, NG14 5BQ, United Kingdom
In the full report: 2 background checks
- What kind of line 07870 274879 is
- Who else gives the postcode NG14 5BQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Sterling Mortgage Services (Nottm) Ltd Former name: A name it was registered under before.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08196462 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 August 2012 (14 years old)
- Registered office
- 11 Glen Road, Burton Joyce, Nottingham, NG14 5BQ
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gary Andrew Watson | Director | May 1959 | 30 Aug 2012 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
−£1,091
Up £6,344 from −£7,435
Employees (average)
1
Same as 1
Owed within a year
£1,298
−82% from £7,204
Net assets are negative: on its last balance sheet the company owed £1,091 more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08196462. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Sterling Mortgage Services (Nottm)’s history from the FCA register and Companies House, newest first.
2026
13 February 2026
- Gary Andrew Watson took control (75–100% of shares)
Companies House
2025
12 February 2025
- Changed its registered name from "Sterling Mortgage Services (Nottm) Ltd"
FCA register
2012
4 October 2012
- Stopped being an appointed representative
FCA register
30 August 2012
- Incorporated at Companies House
- Gary Andrew Watson appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Sterling Mortgage Services (Nottm)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Nottingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Sterling Mortgage Services (Nottm)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 5 events in its history
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Frequently asked questions about this firm
Is Sterling Mortgage Services (Nottm) Limited FCA authorised?
Is Sterling Mortgage Services (Nottm) a scam or clone?
Is my money safe with Sterling Mortgage Services (Nottm)?
Who owns Sterling Mortgage Services (Nottm)?
Who runs Sterling Mortgage Services (Nottm)?
How long has Sterling Mortgage Services (Nottm) been in business?
What do Sterling Mortgage Services (Nottm)’s latest accounts show?
Does Sterling Mortgage Services (Nottm) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk