Steven Hall

Reference number: 409418

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Appointed representative

Steven Hall does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Steven Hall (FRN 409418) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Steven Hall's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Steven Hall, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagesolutions-scotland.com first appeared online, and whether it can receive email
  • What kind of line 01333 428442 is
  • Who else gives the postcode KY8 3RS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgage Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Steven Hall’s history from the FCA register and Companies House, newest first.

2016

12 December 2016

  • Changed its registered name from "Mortgage Solutions"
  • Began trading as "Mortgage Solutions"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Steven Hall

Other FCA-listed firms that share a director, phone number or address with Steven Hall. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Steven Hall

Other firms of the same type (mortgage adviser or broker), nearest first.

In Leven

Mazemortgages.co.uk LtdLevenAppointed representative

In the Kirkcaldy (KY) postcode area

Bee Mortgage Wise LtdKirkcaldyAppointed representativeCarnegie Mortgage and Protection LtdDunfermlineAppointed representativeDedicated Mortgage Solutions LimitedDunfermlineAppointed representativeEmpire Mortgages LtdDunfermlineAppointed representativeGrt Mortgage & Protection LimitedKirkcaldyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Steven Hall

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Steven Hall FCA authorised?
Steven Hall (FRN 409418) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Steven Hall?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Steven Hall (FRN 409418) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Steven Hall's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Steven Hall, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Steven Hall’s phone number and website?
The FCA register lists the phone number 01333 428442 and the website mortgagesolutions-scotland.com for Steven Hall. If you were given different contact details, use these to check with the firm before going any further.
Is Steven Hall a scam or clone?
Steven Hall is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Steven Hall?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Steven Hall's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Steven Hall use any other names?
It trades as Mortgage Solutions.

Sources and links

The full report on Steven Hall

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