Stonebow Financial Services Limited
Reference number: 737492
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 31 March 2026
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Stonebow Financial Services Limited (FRN 737492) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Stonebow Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Stonebow Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
19 Southgate, Sleaford, Lincolnshire, NG34 7SU, United Kingdom
In the full report: 3 background checks
- When pygott-crone.com first appeared online, and whether it can receive email
- What kind of line 01529 414333 is
- Who else gives the postcode NG34 7SU
Other names (2)
If you were contacted under any of these names, it is this firm.
- Pygott and Crone Financial Services Ltd Former name: A name it was registered under before.
- Mortgage Advice Bureau Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09341449 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 December 2014 (11 years old)
- Registered office
- 3 Castlegate, Grantham, Lincolnshire, NG31 6SF
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kevin John Scrupps | Director | Jul 1962 | 4 Dec 2014 | 11 other companies |
| Paul Douglas Wood | Director | May 1975 | 4 Dec 2014 | 13 other companies |
| Ahmed Jlil | Director | Jan 1976 | 24 Feb 2017 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 4
- are FCA-registered
- 2
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 11 companies these 3 directors run together
- All 11 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£256k
+137% from £108k
Cash at bank
£45.0k
+413% from £8,769
Employees (average)
7
+17% from 6
Owed within a year
£28.1k
−67% from £84.5k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09341449. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Stonebow Financial Services’s history from the FCA register and Companies House, newest first.
2018
30 April 2018
- Changed its registered name from "Pygott and Crone Financial Services Ltd"
FCA register
2016
30 June 2016
- Pygott & Crone Holdings Limited took control (75–100% of shares)
Companies House
22 February 2016
- Became an appointed representative
FCA register
2014
4 December 2014
- Incorporated at Companies House
Companies House
In the full report: all 27 events
- All 27 events in its history (4 shown here)
- Every director appointment and resignation: 19
Firms connected to Stonebow Financial Services
Other FCA-listed firms that share a director, phone number or address with Stonebow Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 2
- share its postcode
- 2
In the full report: all 3 connected firms, named
- How each is linked: shared directors (2), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Stonebow Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Sleaford
In the Nottingham (NG) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Stonebow Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 27 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Stonebow Financial Services’ latest accounts show?
Does Stonebow Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk