Straw and Pearce

Reference number: 964163

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Introducer appointed representative

Straw and Pearce can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Straw and Pearce (FRN 964163) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Straw and Pearce.
  • Example: if Straw and Pearce refers you to a financial adviser, the advice should come from the principal firm, not from Straw and Pearce itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When strawandpearce.co.uk first appeared online, and whether it can receive email
  • What kind of line 01509 268931 is
  • Who else gives the postcode LE11 1UU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Get the full report on Straw and Pearce

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Straw and Pearce FCA authorised?
Straw and Pearce (FRN 964163) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Straw and Pearce?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Straw and Pearce (FRN 964163) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Straw and Pearce. Example: if Straw and Pearce refers you to a financial adviser, the advice should come from the principal firm, not from Straw and Pearce itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Straw and Pearce’s phone number and website?
The FCA register lists the phone number 01509 268931 and the website strawandpearce.co.uk for Straw and Pearce. If you were given different contact details, use these to check with the firm before going any further.
Is Straw and Pearce a scam or clone?
Straw and Pearce is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Straw and Pearce?
Protection works through SME HCI Limited, the principal firm responsible for Straw and Pearce's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Straw and Pearce

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