Stream Financial Services Ltd
Reference number: 916866
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
7-9 Rathbone Street, London, Westminster, W1T 1LY, United Kingdom
In the full report: 3 background checks
- When stream.co first appeared online, and whether it can receive email
- What kind of line 0808 175 2077 is, and the 2 other firms that give it
- Who else gives the postcode W1T 1LY
Other names (7)
If you were contacted under any of these names, it is this firm.
- Stream Trading name: A name it trades under now.
- Wagestream Trading name: A name it trades under now.
- Keebo Limited Former name: A name it was registered under before.
- OKEO LIMITED Former name: A name it was registered under before.
- Wagestream Finance Limited Former name: A name it was registered under before.
- Wagestream Finance Ltd Former name: A name it was registered under before.
- Keebo Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
- 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
- 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
- 3. Executing payment transactions (no credit line)
- 4. Executing payment transactions (credit line)
- 5. Issuing and/or acquiring of payment instruments.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12227891 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 September 2019 (7 years old)
- Registered office
- 7-9 Rathbone Street, London, W1T 1LY, United Kingdom
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Peter Briffett | Director | Jul 1972 | 5 Sep 2023 | 3 other companies |
| Timothy James Parsons | Director | Nov 1981 | 5 Sep 2023 | 19 other companies |
| Portman Wills | Director | Apr 1980 | 5 Sep 2023 | 14 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 21
- closed down
- 7
- went insolvent
- 1
In the full report: all 21 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 2 on the FCA register
- The 12 companies these 3 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£2.62m
−43% from £4.58m
Cash at bank
£2.27m
−53% from £4.84m
Employees (average)
25
+213% from 8
Owed within a year
£171k
−32% from £252k
* Cash at bank usually includes customers’ money.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12227891. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Stream Financial Services’s history from the FCA register and Companies House, newest first.
2025
9 September 2025
- Changed its registered name from "Wagestream Finance Ltd"
FCA register
2024
30 May 2024
- Changed its registered name from "Wagestream Finance Limited"
FCA register
22 May 2024
- Changed its registered name from "Keebo Limited"
FCA register
2023
5 September 2023
- Michael Vanaselja no longer has significant control
- Wagestream Finance Holdings Ltd took control (75–100% of shares)
Companies House
2021
8 July 2021
- Changed its registered name from "OKEO LIMITED"
FCA register
2020
3 June 2020
- Regulated by the FCA from this date
- Became an authorised payment institution
FCA register
2019
26 September 2019
- Incorporated at Companies House
- Michael Vanaselja gained significant control
Companies House
In the full report: all 21 events
- All 21 events in its history (10 shown here)
- Every director appointment and resignation: 7
Firms connected to Stream Financial Services
Other FCA-listed firms that share a director, phone number or address with Stream Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its phone number
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same phone number (2), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Stream Financial Services
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Stream Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 21 other companies its directors have run, named
- 3 background checks on its contact details
- All 21 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Stream Financial Services’ latest accounts show?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk