Structured Financial Planning Ltd.

Reference number: 440742

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sfp-ifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01261 818597 is
  • Who else gives the postcode AB45 1AS
Instant PDF download

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC270785
Company status
Active
Company type
Private limited company
Incorporated
16 July 2004 (22 years old)
Registered office
4 Charlotte Street, Fraserburgh, Aberdeenshire, AB43 9JE, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Anthony Evans Director Sep 1964 16 Jul 2004 1 other company
Neil Robert Stewart Director Dec 1982 1 Oct 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£264k

−7.1% from £284k

Cash at bank

£20.9k

+53% from £13.7k

Employees (average)

8

+14% from 7

Owed within a year

£75.3k

−29% from £105k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC270785. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Structured Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2024

8 July 2024

  • Richard Anthony Evans became a part-owner (25–50% of shares)
  • Richard Anthony Evans stopped being a part-owner

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

5 January 2006

  • Regulated by the Financial Services Authority from this date

FCA register

4 January 2006

  • Became authorised by the FCA

FCA register

2004

16 July 2004

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to Structured Financial Planning

Other FCA-listed firms that share a director, phone number or address with Structured Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Structured Financial Planning

Other firms of the same type (financial adviser), nearest first.

In the Aberdeen (AB) postcode area

AAB Wealth LimitedAberdeenAuthorisedAberdein Considine Wealth LimitedAberdeenAuthorisedAim Financial Services LimitedKeithAuthorisedAtholl Scott Financial Services LimitedAberdeenAuthorisedBrimmond Financial Management LtdWesthillAuthorisedBureau of Independent Financial Advice LtdAberdeenAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Structured Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Structured Financial Planning Ltd. FCA authorised?
Yes, Structured Financial Planning Ltd. (FRN 440742) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Structured Financial Planning’s phone number and website?
The FCA register lists the phone number 01261 818597 and the website sfp-ifa.co.uk for Structured Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Structured Financial Planning a scam or clone?
Structured Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Structured Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Structured Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Structured Financial Planning?
Companies House lists no one with significant control of Structured Financial Planning now. Before that, it was controlled by Mr Richard Anthony Evans.
Who runs Structured Financial Planning?
Companies House lists 2 directors of Structured Financial Planning: Richard Anthony Evans and Neil Robert Stewart.
How long has Structured Financial Planning been in business?
The company was formed on 16 July 2004, and has held its current FCA authorisation since January 2006.
What do Structured Financial Planning’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £264k (−7.1% from £284k) and cash at bank of £20.9k (+53% from £13.7k).

Sources and links

The full report on Structured Financial Planning Ltd.

£19.99 · Instant PDF download

Loading secure checkout…