Stuart Group Limited

Reference number: 998111

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Stuart Group Limited (FRN 998111) introduces customers to Credo Capital Finance Limited (FRN 670362). Any regulated advice or arranging is done by the principal, not Stuart Group.
  • Example: if Stuart Group refers you to a financial adviser, the advice should come from the principal firm, not from Stuart Group itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stuartgroup.ltd.uk first appeared online, and whether it can receive email
  • What kind of line 01953 454540 is
  • Who else gives the postcode NR17 1DT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Credo Capital Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 March 1987 (39 years old)
Registered office
Stuart House, Hargham Road, Shropham, Norfolk, NR17 1DT, United Kingdom
Nature of business
  • Other specialised construction activities not elsewhere classified (SIC 43999)
  • Non-specialised wholesale trade (SIC 46900)

Directors and company secretaries

Name Role Born Appointed Other companies
John David Sayer Director Jun 1956 23 Jun 1995 8 other companies
Nigel Terence Hood Director Apr 1968 1 Aug 2006 4 other companies
Rodney James Tebble Director Nov 1965 1 Aug 2013 1 other company
James Edward John Rotheram Director Sep 1971 1 Aug 2023 2 other companies
Stewart Sayer Director Aug 1957 Not published 13 other companies
John David Sayer Secretary Not published 24 Feb 1998 8 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
still active
13
went insolvent
1

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 9 companies these 5 directors run together
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2019Full accountsNot audited

Net assets

£5.36m

No earlier figure to compare

Cash at bank

£2.68m

No earlier figure to compare

Employees (average)

35

No earlier figure to compare

Owed within a year

£4.61m

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02114643. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Stuart Group’s history from the FCA register and Companies House, newest first.

2023

16 June 2023

  • Became an introducer appointed representative

FCA register

2017

1 November 2017

  • Shropham Holdings Limited took control (75–100% of shares)
  • Stewart Sayer gave up control

Companies House

2016

30 June 2016

  • Stewart Sayer took control (75–100% of shares)

Companies House

1987

24 March 1987

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (5 shown here)
  • Every director appointment and resignation: 16
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Firms like Stuart Group

Other firms of the same type (home improvement or trades), nearest first.

In Attleborough

In the Norwich (NR) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stuart Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 21 events in its history

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Frequently asked questions about this firm

Is Stuart Group Limited FCA authorised?
Stuart Group Limited (FRN 998111) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Stuart Group?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Stuart Group Limited (FRN 998111) introduces customers to Credo Capital Finance Limited (FRN 670362). Any regulated advice or arranging is done by the principal, not Stuart Group. Example: if Stuart Group refers you to a financial adviser, the advice should come from the principal firm, not from Stuart Group itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stuart Group’s phone number and website?
The FCA register lists the phone number 01953 454540 and the website stuartgroup.ltd.uk/index.php for Stuart Group. If you were given different contact details, use these to check with the firm before going any further.
Is Stuart Group a scam or clone?
Stuart Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stuart Group?
Protection works through Credo Capital Finance Limited, the principal firm responsible for Stuart Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Stuart Group?
Stuart Group is owned by Shropham Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 November 2017. Before that, it was controlled by Mr Stewart Sayer.
Who runs Stuart Group?
Companies House lists 5 directors of Stuart Group: John David Sayer, Nigel Terence Hood, Rodney James Tebble, James Edward John Rotheram and Stewart Sayer.
How long has Stuart Group been in business?
The company was formed on 24 March 1987.
What do Stuart Group’s latest accounts show?
Its latest accounts, to 31 October 2019, show net assets of £5.36m (no earlier figure to compare) and cash at bank of £2.68m (no earlier figure to compare).

Sources and links

The full report on Stuart Group Limited

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