Stuart & Scott McNeil

Reference number: 993648

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Appointed representative

Stuart & Scott McNeil does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stuart & Scott McNeil (FRN 993648) is an AR of Golden Charter Limited (FRN 965279). When you use Stuart & Scott McNeil's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stuart & Scott McNeil, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01776 702118

  • Address

    MANSWOOD, STRANRAER, WIGTOWNSHIRE, DG9 7ER, Scotland

In the full report: 2 background checks

  • What kind of line 01776 702118 is
  • Who else gives the postcode DG9 7ER
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • JOHN MCNEIL FUNERAL DIRECTOR Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Stuart & Scott McNeil’s history from the FCA register and Companies House, newest first.

2023

22 March 2023

  • Became an appointed representative
  • Began trading as "JOHN MCNEIL FUNERAL DIRECTOR"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Stuart & Scott McNeil

Other firms of the same type (funeral director), nearest first.

In Stranraer

In the Dumfries (DG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stuart & Scott McNeil

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Stuart & Scott McNeil FCA authorised?
Stuart & Scott McNeil (FRN 993648) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stuart & Scott McNeil?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stuart & Scott McNeil (FRN 993648) is an AR of Golden Charter Limited (FRN 965279). When you use Stuart & Scott McNeil's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stuart & Scott McNeil, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stuart & Scott McNeil’s phone number?
The FCA register lists the phone number 01776 702118 for Stuart & Scott McNeil. If you were given different contact details, use these to check with the firm before going any further.
Is Stuart & Scott McNeil a scam or clone?
Stuart & Scott McNeil is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stuart & Scott McNeil?
Protection works through Golden Charter Limited, the principal firm responsible for Stuart & Scott McNeil's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Stuart & Scott McNeil use any other names?
It trades as JOHN MCNEIL FUNERAL DIRECTOR.

Sources and links

The full report on Stuart & Scott McNeil

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