Appointed representative
Stuart & Scott McNeil does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
Golden Charter Limited Reference number: 965279 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Stuart & Scott McNeil (FRN 993648) is an AR of Golden Charter Limited (FRN 965279). When you use Stuart & Scott McNeil's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Stuart & Scott McNeil, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
MANSWOOD, STRANRAER, WIGTOWNSHIRE, DG9 7ER, Scotland
In the full report: 2 background checks
- What kind of line 01776 702118 is
- Who else gives the postcode DG9 7ER
Other names (1)
If you were contacted under any of these names, it is this firm.
- JOHN MCNEIL FUNERAL DIRECTOR Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
Stuart & Scott McNeil’s history from the FCA register and Companies House, newest first.
2023
22 March 2023
- Became an appointed representative
- Began trading as "JOHN MCNEIL FUNERAL DIRECTOR"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Stuart & Scott McNeil
Other firms of the same type (funeral director), nearest first.
In Stranraer
In the Dumfries (DG) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Stuart & Scott McNeil
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 2 events in its history
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Frequently asked questions about this firm
Is Stuart & Scott McNeil FCA authorised?
What does appointed representative mean for Stuart & Scott McNeil?
What is Stuart & Scott McNeil’s phone number?
Is Stuart & Scott McNeil a scam or clone?
Is my money safe with Stuart & Scott McNeil?
Does Stuart & Scott McNeil use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk