Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 14 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 31 March 2025
Responsible principal firm
Mortgage Force (UK) Ltd Reference number: 843041 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Summit Capital Mortgages LLP (FRN 567749) is an AR of Mortgage Force (UK) Ltd (FRN 843041). When you use Summit Capital Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Summit Capital Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 5.3 & 5.4, 5th Floor, 46 New Broad Street, London, EC2M 1JH, United Kingdom
In the full report: 3 background checks
- When summitcapitalmortgages.co.uk first appeared online, and whether it can receive email
- What kind of line 07868 705819 is
- Who else gives the postcode EC2M 1JH
Other names (2)
If you were contacted under any of these names, it is this firm.
- Summit Capital Bridging Trading name: A name it trades under now.
- Michael Atkinson Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Force (UK) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- OC392845 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Limited liability partnership
- Incorporated
- 25 April 2014 (12 years old)
- Registered office
- 89 King Street, Maidstone, Kent, ME14 1BG, England
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Arthur Joseph Atkinson | LLP designated member | Mar 1978 | 25 Apr 2014 | None |
| Ian Anthony Broadrick | LLP designated member | Sep 1971 | 25 Apr 2014 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Employees (average)
0
−100% from 2
Owed within a year
£1,572
+4.8% from £1,500
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company OC392845. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Summit Capital Mortgages’s history from the FCA register and Companies House, newest first.
2016
1 June 2016
- Ian Anthony Broadrick became the majority owner (50–75% of shares)
- Michael Arthur Joseph Atkinson became a part-owner (25–50% of shares)
Companies House
2014
9 June 2014
- Changed its registered name from "Michael Atkinson"
FCA register
25 April 2014
- Incorporated at Companies House
Companies House
2011
1 November 2011
- Became an appointed representative
FCA register
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 2
Firms like Summit Capital Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Summit Capital Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
Is Summit Capital Mortgages LLP FCA authorised?
What does appointed representative mean for Summit Capital Mortgages?
What is Summit Capital Mortgages’ phone number and website?
Is Summit Capital Mortgages a scam or clone?
Is my money safe with Summit Capital Mortgages?
Who owns Summit Capital Mortgages?
Who runs Summit Capital Mortgages?
How long has Summit Capital Mortgages been in business?
What do Summit Capital Mortgages’ latest accounts show?
Does Summit Capital Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk