Sunrate Partners UK Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 7 years
Your funds are safeguarded
No FCA actions
Active company since 2016
Accounts filed up to 31 December 2024

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

sunrate.com (opens in a new tab)
Phone number

020 3553 2256
Address

25 Wilton Road, Victoria, London, London, SW1V 1LW, United Kingdom

In the full report: 3 background checks

When sunrate.com first appeared online, and whether it can receive email
What kind of line 020 3553 2256 is
Who else gives the postcode SW1V 1LW

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

a) Services enabling cash placement on a payment account
b) Services enabling cash withdrawals from a payment account
c) Execution of payment transactions (not covered by a credit line)
d) Execution of payment transactions (covered by a credit line)
e) Issuing payment instruments or acquiring payment transactions
f) Money remittance
h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10449216 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 27 October 2016 (10 years old)
Registered office: 25 Wilton Road Victoria, London, SW1W 1LW, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Han Bao	Director	Mar 1983	27 Oct 2016	None
Po Meng	Director	May 1980	27 Oct 2016	None
Nianci Su	Director	Oct 1983	6 Dec 2016	None
Runsen Liu	Director	Sep 1981	1 Dec 2025	3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 1
is FCA-registered: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register, including one no longer authorised

Filed accounts and finances

Year to 31 December 2024Small company accountsAudited

Net assets

£622k

+2.6% from £606k

Cash at bank

£12.5m

−27% from £17.2m

Employees (average)

3

Same as 3

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2019 to 2024
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10449216. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sunrate Partners UK’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2019

6 September 2019

Regulated by the FCA from this date
Became an authorised e-money institution

FCA register

2016

27 October 2016

Incorporated at Companies House
Han Bao gained significant control
Po Meng became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (5 shown here)
Every director appointment and resignation: 4

Firms connected to Sunrate Partners UK

Other FCA-listed firms that share a director, phone number or address with Sunrate Partners UK. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like Sunrate Partners UK

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorised Wise Payments LimitedLondonAuthorised Forisgfs UK LimitedLondonAuthorised Wepay Payments Ltd.LondonAuthorised Airbnb Payments UK LimitedLondonAuthorised Mollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sunrate Partners UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is Sunrate Partners UK Limited FCA authorised?

Yes, Sunrate Partners UK Limited (FRN 900942) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2019 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is Sunrate Partners UK’s phone number and website?

The FCA register lists the phone number 020 3553 2256 and the website sunrate.com for Sunrate Partners UK. If you were given different contact details, use these to check with the firm before going any further.

Is Sunrate Partners UK a scam or clone?

Sunrate Partners UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Sunrate Partners UK?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Sunrate Partners UK to the Financial Ombudsman Service, free of charge.

Who owns Sunrate Partners UK?

Companies House lists 2 people with significant control of Sunrate Partners UK: Mr Po Meng (25–50% of shares) and Mr Han Bao (significant influence or control).

Who runs Sunrate Partners UK?

Companies House lists 4 directors of Sunrate Partners UK: Han Bao, Po Meng, Nianci Su and Runsen Liu.

How long has Sunrate Partners UK been in business?

The company was formed on 27 October 2016, and has held its current FCA authorisation since September 2019.

What do Sunrate Partners UK’s latest accounts show?

Its latest accounts, to 31 December 2024, show net assets of £622k (+2.6% from £606k) and cash at bank of £12.5m (−27% from £17.2m).