Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 July 2026
Responsible principal firm
BROWN & BROWN INSURANCE BROKERS (UK) LIMITED Reference number: 745618 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Swain Risk Solutions Limited (FRN 786150) is an AR of BROWN & BROWN INSURANCE BROKERS (UK) LIMITED (FRN 745618). When you use Swain Risk Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Swain Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Westwood Business Park, Unit 1 & 2 Mercia Village, Torwood Close, Coventry, CV4 8HX, United Kingdom
In the full report: 2 background checks
- What kind of line 024 7736 0024 is
- Who else gives the postcode CV4 8HX
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Brown & Brown Insurance Brokers (UK) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10881252 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 July 2017 (9 years old)
- Registered office
- 1&2 Mercia Village Torwood Close, Westwood Business Park, Coventry, West Midlands, CV4 8HX, United Kingdom
- Nature of business
-
- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Laura Swain Millward | Director | Jun 1977 | 24 Jul 2017 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£333
Down £589 from £922
Cash at bank
£25.5k
+3.2% from £24.7k
Employees (average)
3
Same as 3
Owed within a year
£26.0k
+2.7% from £25.3k
Net assets
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10881252. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Swain Risk Solutions’s history from the FCA register and Companies House, newest first.
2017
7 August 2017
- Became an appointed representative
FCA register
24 July 2017
- Incorporated at Companies House
- Laura Swain Millward took control (75–100% of shares)
- Laura Swain millward appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Swain Risk Solutions
Other FCA-listed firms that share a director, phone number or address with Swain Risk Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Swain Risk Solutions
Other firms of the same type (insurance broker), nearest first.
In the Coventry (CV) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Swain Risk Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 4 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Swain Risk Solutions Limited FCA authorised?
What does appointed representative mean for Swain Risk Solutions?
What is Swain Risk Solutions’ phone number?
Is Swain Risk Solutions a scam or clone?
Is my money safe with Swain Risk Solutions?
Who owns Swain Risk Solutions?
Who runs Swain Risk Solutions?
How long has Swain Risk Solutions been in business?
What do Swain Risk Solutions’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk