SwooshTransfer Ltd

Reference number: 925780

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wooshpay.com first appeared online, and whether it can receive email
  • What kind of line 07888 921258 is
  • Who else gives the postcode WC2B 6NH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Wooshpay Trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12507209
Company status
Active
Company type
Private limited company
Incorporated
10 March 2020 (6 years old)
Registered office
Aviation House, Office 04c106 125 Kingsway, London, WC2B 6NH, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Xuxi Du Director Feb 1983 20 Nov 2023 None
Zhiguo Ma Director Feb 1983 20 Nov 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£492k

+26% from £391k

Cash at bank

£677k

−23% from £881k

Employees (average)

3

−25% from 4

Owed within a year

£21.1k

−94% from £379k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12507209. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SwooshTransfer’s history from the FCA register and Companies House, newest first.

Key events (8) All events (15)

2023

6 January 2023

  • Xiuwei Shi stopped being a part-owner
  • Zhiguo Ma gained significant control
  • Zijie Wu stopped being a part-owner

Companies House

2020

16 December 2020

  • Regulated by the FCA from this date
  • Registered as a small payment institution

FCA register

10 March 2020

  • Incorporated at Companies House
  • Xiuwei Shi became a part-owner (25–50% of shares)
  • Zijie Wu became a part-owner (25–50% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms connected to SwooshTransfer

Other FCA-listed firms that share a director, phone number or address with SwooshTransfer. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like SwooshTransfer

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SwooshTransfer

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 15 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is SwooshTransfer Ltd FCA authorised?
Yes, SwooshTransfer Ltd (FRN 925780) is registered with the FCA and permitted to provide its regulated services.
What is SwooshTransfer’s phone number and website?
The FCA register lists the phone number 07888 921258 and the website wooshpay.com for SwooshTransfer. If you were given different contact details, use these to check with the firm before going any further.
Is SwooshTransfer a scam or clone?
SwooshTransfer is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SwooshTransfer?
Protection depends on which product you hold and how SwooshTransfer handles your money, so check the specific product before you commit. You can also refer complaints about SwooshTransfer to the Financial Ombudsman Service, free of charge.
Who owns SwooshTransfer?
Companies House lists one person with significant control of SwooshTransfer: Mr Zhiguo Ma (significant influence or control). Before that, it was controlled by Dr Zijie Wu and Mr Xiuwei Shi.
Who runs SwooshTransfer?
Companies House lists 2 directors of SwooshTransfer: Xuxi Du and Zhiguo Ma.
How long has SwooshTransfer been in business?
The company was formed on 10 March 2020, and has held its current FCA authorisation since December 2020.
What do SwooshTransfer’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £492k (+26% from £391k) and cash at bank of £677k (−23% from £881k).
Does SwooshTransfer use any other names?
It trades as Wooshpay.

Sources and links

The full report on SwooshTransfer Ltd

£19.99 · Instant PDF download

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