T McVeigh Mortgages Ltd

Reference number: 404125

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • T McVeigh Mortgages Ltd (FRN 404125) is an AR of The Right Mortgage Limited (FRN 649443). When you use T McVeigh Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from T McVeigh Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tmcveighmortgagesltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 01489 600283 is
  • Who else gives the postcode SO31 6SH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • McVeigh Financial Services Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
T MCVEIGH MORTGAGES LIMITED
Company status
Active
Company type
Private limited company
Incorporated
24 February 2004 (22 years old)
Registered office
33 Hazel Grove, Locks Heath, Southampton, SO31 6SH, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Trevor Anthony Mcveigh Director Apr 1960 24 Feb 2004 None
Sharon Gloria Mcveigh Director Dec 1967 4 May 2020 None
Mark William Nokes Secretary Not published 1 Feb 2007 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Net assets

−£4,769

Down £1,884 from −£2,885

Employees (average)

1

No earlier figure to compare

Owed within a year

£3,642

+76% from £2,072

Net assets are negative: on its last balance sheet the company owed £4,769 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05053667. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

T McVeigh Mortgages’s history from the FCA register and Companies House, newest first.

2017

24 February 2017

  • Trevor Anthony McVeigh gained significant control

Companies House

2004

31 October 2004

  • Became an appointed representative

FCA register

24 February 2004

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Firms like T McVeigh Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Southampton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on T McVeigh Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is T McVeigh Mortgages Ltd FCA authorised?
T McVeigh Mortgages Ltd (FRN 404125) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for T McVeigh Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. T McVeigh Mortgages Ltd (FRN 404125) is an AR of The Right Mortgage Limited (FRN 649443). When you use T McVeigh Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from T McVeigh Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is T McVeigh Mortgages’ phone number and website?
The FCA register lists the phone number 01489 600283 and the website tmcveighmortgagesltd.co.uk for T McVeigh Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is T McVeigh Mortgages a scam or clone?
T McVeigh Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with T McVeigh Mortgages?
Protection works through The Right Mortgage Limited, the principal firm responsible for T McVeigh Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns T McVeigh Mortgages?
Companies House lists one person with significant control of T McVeigh Mortgages: Mr Trevor Anthony McVeigh (significant influence or control).
Who runs T McVeigh Mortgages?
Companies House lists 2 directors of T McVeigh Mortgages: Trevor Anthony McVeigh and Sharon Gloria McVeigh.
How long has T McVeigh Mortgages been in business?
The company was formed on 24 February 2004.
What do T McVeigh Mortgages’ latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of −£4,769 (down £1,884 from −£2,885).
Does T McVeigh Mortgages use any other names?
It trades as McVeigh Financial Services.

Sources and links

The full report on T McVeigh Mortgages Ltd

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