T & R Direct Ltd

Reference number: 604784

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When trdirect.co.uk first appeared online, and whether it can receive email
  • What kind of line 01202 710008 is
  • Who else gives the postcode BH12 4QT
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Brass Band Insurance Scheme Trading name
  • Insure As U Go Trading name
  • Pedal Pro Trading name
  • Quote2Insure Trading name
  • Soundsure Trading name
  • T & R Direct Insurance Services Trading name
  • Bikezaar Former trading name
  • EV Protect Former trading name
  • Pub Protect Former trading name
  • Restaurant Protect Former trading name
  • Surveyor Protect Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04691636
Company status
Active
Company type
Private limited company
Incorporated
10 March 2003 (23 years old)
Registered office
6 Concept Park, Innovation Close, Poole, Dorset, BH12 4QT
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Taylor Director Oct 1964 31 Mar 2003 None
Karen Lesley Taylor Secretary Not published 31 Mar 2003 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£252k

+38% from £183k

Cash at bank

£313k

−7.9% from £339k

Employees (average)

11

Same as 11

Owed within a year

£235k

−3.4% from £243k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04691636. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

T & R Direct’s history from the FCA register and Companies House, newest first.

Key events (5) All events (28)

2016

6 April 2016

  • Lee Taylor became the majority owner (50–75% of shares)

Companies House

2014

6 January 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Abide by the Deed Poll and Declaration.)
  • Became authorised by the FCA

FCA register

2003

10 March 2003

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like T & R Direct

Other firms of the same type (insurance broker), nearest first.

In Dorset

Master Travel Insurance ConsultantsDorsetAuthorisedStewart Waugh & David Gunter t/a Quintet Insurance ServicesDorsetAuthorised

In the Bournemouth (BH) postcode area

Alan & Thomas Insurance Brokers LimitedPooleAuthorisedAristo Health LtdBournemouthAuthorisedAutomotive Online LtdBournemouthAuthorisedBarnes Ingram & AssociatesBournemouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on T & R Direct

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 28 events in its history

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Frequently asked questions about this firm

Is T & R Direct Ltd FCA authorised?
Yes, T & R Direct Ltd (FRN 604784) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2014 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is T & R Direct’s phone number and website?
The FCA register lists the phone number 01202 710008 and the website trdirect.co.uk for T & R Direct. If you were given different contact details, use these to check with the firm before going any further.
Is T & R Direct a scam or clone?
T & R Direct is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with T & R Direct?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about T & R Direct to the Financial Ombudsman Service, free of charge.
Who owns T & R Direct?
Companies House lists one person with significant control of T & R Direct: Mr Lee Taylor (50–75% of shares).
Who runs T & R Direct?
Companies House lists one director of T & R Direct: Lee Taylor.
How long has T & R Direct been in business?
The company was formed on 10 March 2003, and has held its current FCA authorisation since January 2014.
What do T & R Direct’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £252k (+38% from £183k) and cash at bank of £313k (−7.9% from £339k).
Does T & R Direct use any other names?
It trades as Brass Band Insurance Scheme, Insure As U Go, Pedal Pro, Quote2Insure and Soundsure, and 1 more names. It has previously used 5 other names, including Bikezaar, EV Protect and Pub Protect.

Sources and links

The full report on T & R Direct Ltd

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