Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Talbot Underwriting Ltd Reference number: 204890 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Talbot Underwriting Risk Services Ltd (FRN 578644) is an AR of Talbot Underwriting Ltd (FRN 204890). When you use Talbot Underwriting Risk Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Talbot Underwriting Risk Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The AIG Building, 58 Fenchurch Street, London, EC3M 4AB, United Kingdom
In the full report: 3 background checks
- When talbotuw.com first appeared online, and whether it can receive email
- What kind of line 020 7550 3500 is, and the other firm that gives it
- Who else gives the postcode EC3M 4AB
Other names (3)
If you were contacted under any of these names, it is this firm.
- G.Art Trading name: A name it trades under now.
- Stirling Risk Solutions Trading name: A name it trades under now.
- Underwriting Risk Services Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Talbot Underwriting Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03260112 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 October 1996 (30 years old)
- Registered office
- The Aig Building, 58 Fenchurch Street, London, EC3M 4AB, England
- Nature of business
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- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Russell Eric Bean | Director | Aug 1970 | 14 Jun 2021 | 2 other companies |
| Philip John West | Director | Jun 1981 | 17 Nov 2022 | 7 other companies |
| Oliver Richards | Director | Feb 1992 | 11 Nov 2024 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 4
- are FCA-registered
- 3
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- All 31 people who have ever been directors, with their dates
Key dates in its history
Talbot Underwriting Risk Services’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Talbot Underwriting Ltd. took control (75–100% of shares)
Companies House
2012
17 April 2012
- Changed its registered name from "Underwriting Risk Services Ltd"
FCA register
30 March 2012
- Became an appointed representative
FCA register
1996
8 October 1996
- Incorporated at Companies House
Companies House
In the full report: all 63 events
- All 63 events in its history (4 shown here)
- Every director appointment and resignation: 57
Firms connected to Talbot Underwriting Risk Services
Other FCA-listed firms that share a director, phone number or address with Talbot Underwriting Risk Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 2 past links through former directors
Firms like Talbot Underwriting Risk Services
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Talbot Underwriting Risk Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 3 background checks on its contact details
- All 63 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Does Talbot Underwriting Risk Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk