Talk Financial Group Ltd
Reference number: 1028472
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
2 College Yard, Lower Dagnall Street, St. Albans, Hertfordshire, AL3 4PA, United Kingdom
In the full report: 3 background checks
- When talkfinancial.co.uk first appeared online, and whether it can receive email
- What kind of line 01727 238300 is
- Who else gives the postcode AL3 4PA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Talk Financial Trading name: A name it trades under now.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on Pension Transfers and Pension Opt Outs
- Arranging (bringing about) deals in investments
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16108769 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 November 2024 (1 year old)
- Registered office
- 2 Adelaide Street, St. Albans, AL3 5BH, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Daniel Gary Ainsworth | Director | Jun 1986 | 29 Nov 2024 | 1 other company |
| Nicholas George Kamintzis | Director | May 1986 | 29 Nov 2024 | 3 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 1
- run together
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
Filed accounts and finances
Net assets
£21.8k
No earlier figure to compare
Employees (average)
3
No earlier figure to compare
Owed within a year
£47.6k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 16108769. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Talk Financial Group’s history from the FCA register and Companies House, newest first.
2025
1 July 2025
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2024
29 November 2024
- Incorporated at Companies House
- Daniel Gary Ainsworth became a part-owner (25–50% of shares)
- Nicholas George Kamintzis became a part-owner (25–50% of shares)
Companies House
In the full report: all 10 events
- All 10 events in its history (5 shown here)
- Every director appointment and resignation: 2
Firms connected to Talk Financial Group
Other FCA-listed firms that share a director, phone number or address with Talk Financial Group. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Talk Financial Group
Other firms of the same type (financial adviser), nearest first.
In St. Albans
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Talk Financial Group
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- All 10 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Talk Financial Group Ltd FCA authorised?
What is Talk Financial Group’s phone number and website?
Is Talk Financial Group a scam or clone?
Is my money safe with Talk Financial Group?
Who owns Talk Financial Group?
Who runs Talk Financial Group?
How long has Talk Financial Group been in business?
What do Talk Financial Group’s latest accounts show?
Does Talk Financial Group use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk