Talking Money

Reference number: 618880

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When talkingmoney.org.uk first appeared online, and whether it can receive email
  • What kind of line 0117 954 3990 is
  • Who else gives the postcode BS2 0BH
Instant PDF download

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
8 January 1990 (36 years old)
Registered office
1 Hide Market, West Street St Philips, Bristol, BS2 0BH
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard James Hicken Director Dec 1961 21 Mar 2012 1 other company
Richard Geoffrey Ascroft Director Aug 1966 25 Nov 2015 None
Collin Russel Fabien Salandy Director Nov 1969 5 Sep 2018 1 other company
Andrea Powell Director May 1969 18 Jan 2023 None
Lisa Stanley Director Sep 1977 22 Jan 2025 None
Aisha Stewart Director Jun 1993 22 Jan 2025 None
Katherine Dye Director Apr 1990 23 Jul 2025 None
Elizabeth Joanne Richards Director Apr 1970 21 Jan 2026 None
Robert George Branch Director Feb 1984 25 Mar 2026 None

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 44 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Talking Money’s history from the FCA register and Companies House, newest first.

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

1990

8 January 1990

  • Incorporated at Companies House

Companies House

In the full report: all 86 events

  • All 86 events in its history (4 shown here)
  • Every director appointment and resignation: 79
Instant PDF download

Firms connected to Talking Money

Other FCA-listed firms that share a director, phone number or address with Talking Money. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Talking Money

Other firms of the same type (debt advice or management), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Talking Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 86 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Talking Money FCA authorised?
Yes, Talking Money (FRN 618880) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Talking Money’s phone number and website?
The FCA register lists the phone number 0117 954 3990 and the website talkingmoney.org.uk for Talking Money. If you were given different contact details, use these to check with the firm before going any further.
Is Talking Money a scam or clone?
Talking Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Talking Money?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Talking Money handles your money, so check the specific product before you commit. You can also refer complaints about Talking Money to the Financial Ombudsman Service, free of charge.
Who runs Talking Money?
Companies House lists 9 directors of Talking Money: Richard James Hicken, Richard Geoffrey Ascroft, Collin Russel Fabien Salandy, Andrea Powell, Lisa Stanley, Aisha Stewart and 3 more.
How long has Talking Money been in business?
The company was formed on 8 January 1990, and has held its current FCA authorisation since April 2014.

Sources and links

The full report on Talking Money

£19.99 · Instant PDF download

Loading secure checkout…