Tandem Motor Finance Limited
Reference number: 661170
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Capital Tower, Greyfriars Road, Cardiff, Cardiff, CF10 3AE, United Kingdom
In the full report: 3 background checks
- When tandem.co.uk first appeared online, and whether it can receive email
- What kind of line 01253 603951 is, and the 4 other firms that give it
- Who else gives the postcode CF10 3AE
Other names (5)
If you were contacted under any of these names, it is this firm.
- Tandem Trading name: A name it trades under now.
- 1st Stop Car Finance Ltd Former name: A name it was registered under before.
- Oplo CF Ltd Former name: A name it was registered under before.
- 1st Stop Home Improvements Former trading name: A name it used to trade under.
- Oplo Former trading name: A name it used to trade under.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
The FCA warning these came from
- First Stop Loans 27 June 2017
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
- Credit Broking
- Debt Adjusting
- Debt Administration
- Debt-collecting
- Debt-counselling
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Providing Credit Information Services
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
Financial Ombudsman complaints
Ombudsman complaints
- new complaints, January–June 2025
- 175
- upheld, against a 31% median
- 31%
- about banking and credit
- 175
A bigger firm gets more complaints simply because it has more customers.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07213812 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 April 2010 (16 years old)
- Registered office
- Viscount Court, Sir Frank Whittle Way, Blackpool, FY4 2FB, United Kingdom
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen John Beard | Director | Apr 1977 | 26 Mar 2020 | 4 other companies |
| Neil Chandler | Director | Sep 1971 | 30 Jun 2025 | 11 other companies |
| Marriam Malik | Secretary | Not published | 24 Mar 2025 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 2
- went insolvent
- 2
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- The 2 that went into liquidation or administration
- The 4 on the FCA register
- The 2 companies these 2 directors run together
- All 15 people who have ever been directors, with their dates
Key dates in its history
Tandem Motor Finance’s history from the FCA register and Companies House, newest first.
2022
5 November 2022
- Changed its registered name from "Oplo CF Ltd"
FCA register
2020
3 August 2020
- Changed its registered name from "1st Stop Car Finance Ltd"
FCA register
2017
27 June 2017
- FCA warned the public about a scam impersonating this firm
FCA warning list
2016
24 May 2016
- David Enright stopped being a part-owner
Companies House
6 April 2016
- David Enright became a part-owner (25–50% of shares)
- Oplo Group Ltd took control (75–100% of shares)
Companies House
2015
18 December 2015
- Regulated by the FCA from this date
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Became authorised by the FCA
FCA register
2010
6 April 2010
- Incorporated at Companies House
Companies House
In the full report: all 45 events
- All 45 events in its history (10 shown here)
- Every director appointment and resignation: 28
Firms connected to Tandem Motor Finance
Other FCA-listed firms that share a director, phone number or address with Tandem Motor Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 4
- share its phone number
- 4
In the full report: all 4 connected firms, named
- How each is linked: shared directors (4), the same phone number (4)
- Who links each one: the named directors, with dates
Firms like Tandem Motor Finance
Other firms of the same type (lender), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Tandem Motor Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- All 45 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Tandem Motor Finance Limited FCA authorised?
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Is Tandem Motor Finance a scam or clone?
Is my money safe with Tandem Motor Finance?
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Who runs Tandem Motor Finance?
How long has Tandem Motor Finance been in business?
How many complaints does Tandem Motor Finance get?
Does Tandem Motor Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: First Stop Loans fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Ombudsman complaints data, January–June 2025 financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk