Tdprotection Ltd

Reference number: 1027986

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • TDPROTECTION LTD (FRN 1027986) is an AR of Sante Life limited (FRN 927705). When you use TDPROTECTION's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from TDPROTECTION, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tdprotectionadviser.com first appeared online, and whether it can receive email
  • What kind of line 07830 233436 is
  • Who else gives the postcode SE3 7RE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Livemoretime Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sante Life limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company status
Active
Company type
Private limited company
Incorporated
10 December 2024 (1 year old)
Registered office
29 Westcombe Park Road, London, SE3 7RE, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Grzegorz Krzysztof Jarzabek Director Jan 1983 10 Dec 2024 1 other company
Lukasz Mariusz Rzeczkowski Director Jan 1983 10 Dec 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Tdprotection’s history from the FCA register and Companies House, newest first.

2025

18 February 2025

  • Became an appointed representative

FCA register

2024

10 December 2024

  • Incorporated at Companies House
  • Grzegorz Krzysztof Jarzabek became a part-owner (25–50% of shares)
  • Lukasz Mariusz Rzeczkowski became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Tdprotection

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tdprotection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Tdprotection Ltd FCA authorised?
Tdprotection Ltd (FRN 1027986) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tdprotection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tdprotection Ltd (FRN 1027986) is an AR of Sante Life limited (FRN 927705). When you use Tdprotection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tdprotection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tdprotection’s phone number and website?
The FCA register lists the phone number 07830 233436 and the website tdprotectionadviser.com for Tdprotection. If you were given different contact details, use these to check with the firm before going any further.
Is Tdprotection a scam or clone?
Tdprotection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tdprotection?
Protection works through Sante Life limited, the principal firm responsible for Tdprotection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tdprotection?
Companies House lists 2 people with significant control of Tdprotection: Mr. Grzegorz Krzysztof Jarzabek (25–50% of shares) and Mr. Lukasz Mariusz Rzeczkowski (25–50% of shares).
Who runs Tdprotection?
Companies House lists 2 directors of Tdprotection: Grzegorz Krzysztof Jarzabek and Lukasz Mariusz Rzeczkowski.
How long has Tdprotection been in business?
The company was formed on 10 December 2024.
Does Tdprotection use any other names?
It trades as Livemoretime.

Sources and links

The full report on Tdprotection Ltd

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