Teachers Financial Planning Limited

Reference number: 552276

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Teachers Financial Planning Limited (FRN 552276) is an AR of Corbel Partners Limited (FRN 429142). When you use Teachers Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Teachers Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When teachersfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 269 6990 is
  • Who else gives the postcode WA4 6PS
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Teachers Mortgages Trading name: A name it trades under now.
  • Teachers Home Loans Former trading name: A name it used to trade under.
  • Teach Sure Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Corbel Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 April 2011 (15 years old)
Registered office
10 First Floor The Causeway, Wilderspool Causeway, Warrington, Cheshire, WA4 6PS, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Gerard Michael Oneil Bell Director Jun 1975 21 Apr 2011 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 5 April 2025Micro-entity accountsNot audited

Net assets

£38.7k

+121% from £17.5k

Employees (average)

5

Same as 5

Owed within a year

£50.2k

+52% from £32.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07612896. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Teachers Financial Planning’s history from the FCA register and Companies House, newest first.

2017

21 April 2017

  • Gerard Michael O'Neil Bell became the majority owner (50–75% of shares)
  • Jennifer O'Neill Bell became a part-owner (25–50% of shares)

Companies House

2011

27 May 2011

  • Became an appointed representative

FCA register

21 April 2011

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Teachers Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Warrington

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Teachers Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Teachers Financial Planning Limited FCA authorised?
Teachers Financial Planning Limited (FRN 552276) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Teachers Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Teachers Financial Planning Limited (FRN 552276) is an AR of Corbel Partners Limited (FRN 429142). When you use Teachers Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Teachers Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Teachers Financial Planning’s phone number and website?
The FCA register lists the phone number 0345 269 6990 and the website teachersfp.co.uk for Teachers Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Teachers Financial Planning a scam or clone?
Teachers Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Teachers Financial Planning?
Protection works through Corbel Partners Limited, the principal firm responsible for Teachers Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Teachers Financial Planning?
Companies House lists 2 people with significant control of Teachers Financial Planning: Mr Gerard Michael O'Neil Bell (50–75% of shares) and Mrs Jennifer O'Neill Bell (25–50% of shares).
Who runs Teachers Financial Planning?
Companies House lists one director of Teachers Financial Planning: Gerard Michael Oneil Bell.
How long has Teachers Financial Planning been in business?
The company was formed on 21 April 2011.
What do Teachers Financial Planning’s latest accounts show?
Its latest accounts, to 5 April 2025, show net assets of £38.7k (+121% from £17.5k).
Does Teachers Financial Planning use any other names?
It trades as Teachers Mortgages. It has previously used 2 other names: Teachers Home Loans and Teach Sure.

Sources and links

The full report on Teachers Financial Planning Limited

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