Teddy James Mortgage Solutions Limited
Reference number: 978853
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 March 2026
Responsible principal firm
MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Teddy James Mortgage Solutions Limited (FRN 978853) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Teddy James Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Teddy James Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
126 Wish Hill, Eastbourne, East Sussex, BN20 9HL, United Kingdom
In the full report: 3 background checks
- When teddyjames.co.uk first appeared online, and whether it can receive email
- What kind of line 07717 379818 is
- Who else gives the postcode BN20 9HL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14122351 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 May 2022 (4 years old)
- Registered office
- 126 Wish Hill, Eastbourne, BN20 9HL, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Chloe Victoria Smith | Director | Mar 1988 | 21 May 2022 | None |
| James Edward George Smith | Director | Jan 1986 | 21 May 2022 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£387
No earlier figure to compare
Cash at bank
£1,414
−44% from £2,537
Employees (average)
2
Same as 2
Owed within a year
£5,040
+166% from £1,895
Total equity
In the full report: all 4 years of accounts
- Every year from 2023 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14122351. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Teddy James Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2024
1 February 2024
- Chloe Victoria Smith stopped being a part-owner
Companies House
2022
11 July 2022
- Became an appointed representative
FCA register
21 May 2022
- Incorporated at Companies House
- Chloe Victoria Smith became a part-owner (25–50% of shares)
- James Edward George Smith took control (75–100% of shares)
Companies House
In the full report: all 8 events
- All 8 events in its history (5 shown here)
- Every director appointment and resignation: 2
Firms connected to Teddy James Mortgage Solutions
Other FCA-listed firms that share a director, phone number or address with Teddy James Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Teddy James Mortgage Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Eastbourne
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Teddy James Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 8 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Teddy James Mortgage Solutions Limited FCA authorised?
What does appointed representative mean for Teddy James Mortgage Solutions?
What is Teddy James Mortgage Solutions’ phone number and website?
Is Teddy James Mortgage Solutions a scam or clone?
Is my money safe with Teddy James Mortgage Solutions?
Who owns Teddy James Mortgage Solutions?
Who runs Teddy James Mortgage Solutions?
How long has Teddy James Mortgage Solutions been in business?
What do Teddy James Mortgage Solutions’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk