Terence Lawrence Financial Associates

Reference number: 218670

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Terence Lawrence Financial Associates (FRN 218670) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Terence Lawrence Financial Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Terence Lawrence Financial Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01992 503322

  • Address

    2 Providence Place, Railway Street, Hertford, Hertfordshire, SG14 1EH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01992 503322 is
  • Who else gives the postcode SG14 1EH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Terence Lawrence Mortgage Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Terence Lawrence Financial Associates’s history from the FCA register and Companies House, newest first.

2022

3 July 2022

  • Changed its registered name from "Terence Lawrence Mortgage Services"
  • Stopped trading as "Terence Lawrence Financial Associates"

FCA register

2008

13 November 2008

  • Began trading as "Terence Lawrence Financial Associates"

FCA register

2002

10 September 2002

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Terence Lawrence Financial Associates

Other firms of the same type (financial adviser), nearest first.

In Hertford

Blue Rose Wealth LtdHertfordAppointed representativeMillwood Investments (Stanmore) LtdHertfordAppointed representativePrism Wealth (Hertford) LtdHertfordAppointed representativeSurety Financial Planning LtdHertfordAppointed representativeArbutus Wealth Management (Awm) LtdHertfordAuthorisedBarbican Independent Financial Advisors LimitedHertfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Terence Lawrence Financial Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Terence Lawrence Financial Associates FCA authorised?
Terence Lawrence Financial Associates (FRN 218670) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Terence Lawrence Financial Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Terence Lawrence Financial Associates (FRN 218670) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Terence Lawrence Financial Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Terence Lawrence Financial Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Terence Lawrence Financial Associates’ phone number?
The FCA register lists the phone number 01992 503322 for Terence Lawrence Financial Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Terence Lawrence Financial Associates a scam or clone?
Terence Lawrence Financial Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Terence Lawrence Financial Associates?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Terence Lawrence Financial Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Terence Lawrence Financial Associates use any other names?
It has previously used the name Terence Lawrence Mortgage Services.

Sources and links

The full report on Terence Lawrence Financial Associates

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