Thames Mortgage & Protection LTD

Reference number: 1045227

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

OSL Financial Services Ltd Reference number: 948512 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thames Mortgage & Protection LTD (FRN 1045227) is an AR of OSL Financial Services Ltd (FRN 948512). When you use Thames Mortgage & Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thames Mortgage & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07872 614330

  • Address

    Unit 4, Town Quay Wharf, Abbey Road, Barking, Barking And Dagenham, IG11 7BZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07872 614330 is
  • Who else gives the postcode IG11 7BZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through OSL Financial Services Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16801243
Company status
Active
Company type
Private limited company
Incorporated
21 October 2025 (1 year old)
Registered office
Town Quay Wharf Unit 4, Abbey Road, Barking, IG11 7BZ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Md Muhibuzzaman Director Dec 1968 21 Oct 2025 3 other companies
Mohammad Zahirul Alam Bhuyain Director Jul 1978 9 Apr 2026 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
run together
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Key dates in its history

Thames Mortgage & Protection’s history from the FCA register and Companies House, newest first.

2026

9 April 2026

  • Mohammad Zahirul Alam Bhuyain became a part-owner (25–50% of shares)
  • Mohammad Zahirul Alam Bhuyain appointed as a director

Companies House

2025

28 November 2025

  • Became an appointed representative

FCA register

21 October 2025

  • Incorporated at Companies House
  • Md Muhibuzzaman took control (75–100% of shares)
  • Md Muhibuzzaman appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Thames Mortgage & Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In Barking

J & P Mortgages LtdBarkingAppointed representativeKenneth Opoku-AcheampongBarkingAppointed representativeRevolution Finance Brokers LimitedBarkingAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thames Mortgage & Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Thames Mortgage & Protection LTD FCA authorised?
Thames Mortgage & Protection LTD (FRN 1045227) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thames Mortgage & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thames Mortgage & Protection LTD (FRN 1045227) is an AR of OSL Financial Services Ltd (FRN 948512). When you use Thames Mortgage & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thames Mortgage & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thames Mortgage & Protection’s phone number?
The FCA register lists the phone number 07872 614330 for Thames Mortgage & Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Thames Mortgage & Protection a scam or clone?
Thames Mortgage & Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thames Mortgage & Protection?
Protection works through OSL Financial Services Ltd, the principal firm responsible for Thames Mortgage & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thames Mortgage & Protection?
Companies House lists 2 people with significant control of Thames Mortgage & Protection: Mr Md Muhibuzzaman (75–100% of shares) and Mr Mohammad Zahirul Alam Bhuyain (25–50% of shares).
Who runs Thames Mortgage & Protection?
Companies House lists 2 directors of Thames Mortgage & Protection: Md Muhibuzzaman and Mohammad Zahirul Alam Bhuyain.
How long has Thames Mortgage & Protection been in business?
The company was formed on 21 October 2025.

Sources and links

The full report on Thames Mortgage & Protection LTD

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