The 3-18 Education Trust

Reference number: 1034975

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • The 3-18 Education Trust (FRN 1034975) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not The 3-18 Education Trust.
  • Example: if The 3-18 Education Trust refers you to a financial adviser, the advice should come from the principal firm, not from The 3-18 Education Trust itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 3-18education.co.uk first appeared online, and whether it can receive email
  • What kind of line 07803 814955 is
  • Who else gives the postcode SY5 8PY
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Get the full report on The 3-18 Education Trust

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The 3-18 Education Trust FCA authorised?
The 3-18 Education Trust (FRN 1034975) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for The 3-18 Education Trust?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. The 3-18 Education Trust (FRN 1034975) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not The 3-18 Education Trust. Example: if The 3-18 Education Trust refers you to a financial adviser, the advice should come from the principal firm, not from The 3-18 Education Trust itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The 3-18 Education Trust’s phone number and website?
The FCA register lists the phone number 07803 814955 and the website 3-18education.co.uk for The 3-18 Education Trust. If you were given different contact details, use these to check with the firm before going any further.
Is The 3-18 Education Trust a scam or clone?
The 3-18 Education Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The 3-18 Education Trust?
Protection works through SME HCI Limited, the principal firm responsible for The 3-18 Education Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on The 3-18 Education Trust

£19.99 · Instant PDF download

Loading secure checkout…