The Association of Independent Professionals and the Self Employed Limited

Reference number: 434218

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Association of Independent Professionals and the Self Employed Limited (FRN 434218) is an AR of QDOS BROKER AND UNDERWRITING SERVICES LIMITED (FRN 460886). When you use The Association of Independent Professionals and the Self Employed's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Association of Independent Professionals and the Self Employed, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ipse.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8897 9970 is
  • Who else gives the postcode EC4M 8AB
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Freelance Corner Trading name: A name it trades under now.
  • IPSE Trading name: A name it trades under now.
  • Professional Contractors Group Ltd Former name: A name it was registered under before.
  • Professional Contractors Ltd Former name: A name it was registered under before.
  • The Association of Independent Professionals and the Self-Employed Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Qdos Broker and Underwriting Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
14 May 1999 (27 years old)
Registered office
3rd Floor, Paternoster House, 65 St Paul's Churchyard, London, EC4M 8AB, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Rosemary Halfhead Director Jul 1957 6 Jan 2023 3 other companies
Joe Paul Woodhouse Director Aug 1971 26 Jan 2024 None
Philip Jeremy Cowhig Director May 1968 26 Jan 2024 2 other companies
Robert Christopher Light Director Oct 1964 1 Oct 2024 None
Martin Richard Spiller Director Dec 1974 26 Jan 2026 1 other company
Victoria Anita Rodwell Director May 1983 1 Feb 2026 None
Lisa Geraldine Chadwick Director Apr 1971 1 Feb 2026 1 other company

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
still active
7
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 54 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2021Full accountsAudited

Net assets

£469k

+147% from £190k

Cash at bank

£1.79m

+10% from £1.62m

Employees (average)

25

−32% from 37

Owed within a year

£1.74m

−18% from £2.11m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03770926. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2025

17 November 2025

  • Changed its registered name from "The Association of Independent Professionals and the Self-Employed Limited"
  • Changed its registered name from "The Association of Independent Professionals and the Self-Employed Ltd"

FCA register

2015

29 April 2015

  • Changed its registered name from "Professional Contractors Group Ltd"

FCA register

2012

10 September 2012

  • Changed its registered name from "Professional Contractors Ltd"

FCA register

2005

16 June 2005

  • Became an appointed representative

FCA register

1999

14 May 1999

  • Incorporated at Companies House

Companies House

In the full report: all 125 events

  • All 125 events in its history (6 shown here)
  • Every director appointment and resignation: 117
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
1
share its postcode
5

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (1), the same postcode (5)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 125 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Association of Independent Professionals and the Self Employed Limited FCA authorised?
The Association of Independent Professionals and the Self Employed Limited (FRN 434218) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Association of Independent Professionals and the Self Employed?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Association of Independent Professionals and the Self Employed Limited (FRN 434218) is an AR of QDOS BROKER AND UNDERWRITING SERVICES LIMITED (FRN 460886). When you use The Association of Independent Professionals and the Self Employed's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Association of Independent Professionals and the Self Employed, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Association of Independent Professionals and the Self Employed’s phone number and website?
The FCA register lists the phone number 020 8897 9970 and the website ipse.co.uk for The Association of Independent Professionals and the Self Employed. If you were given different contact details, use these to check with the firm before going any further.
Is The Association of Independent Professionals and the Self Employed a scam or clone?
The Association of Independent Professionals and the Self Employed is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Association of Independent Professionals and the Self Employed?
Protection works through Qdos Broker and Underwriting Services Limited, the principal firm responsible for The Association of Independent Professionals and the Self Employed's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs The Association of Independent Professionals and the Self Employed?
Companies House lists 7 directors of The Association of Independent Professionals and the Self Employed: Rosemary Halfhead, Joe Paul Woodhouse, Philip Jeremy Cowhig, Robert Christopher Light, Martin Richard Spiller, Victoria Anita Rodwell and 1 more.
How long has The Association of Independent Professionals and the Self Employed been in business?
The company was formed on 14 May 1999.
What do The Association of Independent Professionals and the Self Employed’s latest accounts show?
Its latest accounts, to 30 April 2021, show net assets of £469k (+147% from £190k) and cash at bank of £1.79m (+10% from £1.62m).
Does The Association of Independent Professionals and the Self Employed use any other names?
It trades as Freelance Corner and IPSE. It has previously used 3 other names: Professional Contractors Group Ltd, Professional Contractors Ltd and The Association of Independent Professionals and the Self-Employed Ltd.

Sources and links

The full report on The Association of Independent Professionals and the Self Employed Limited

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