The Best Money Group Ltd

Reference number: 916242

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cjmoney.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 850 6333 is
  • Who else gives the postcode PR7 2SY
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • Best Financial Services Trading name
  • Caroola Mortgages Trading name
  • Cheetham Jackson Mortgages Trading name
  • CJ Money Trading name
  • CJ Mortgages Trading name
  • Parasol Mortgages Trading name
  • Cheetham Jackson Financial Services Former trading name
  • Cheetham Jackson Lending Former trading name
  • Cheetham Jackson Money Former trading name
  • CJ Financial Services Former trading name
  • CJ Lending Former trading name
  • Parapet Life Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12171671
Company status
Active
Company type
Private limited company
Incorporated
23 August 2019 (7 years old)
Registered office
23 Market Street, Chorley, Lancashire, PR7 2SY, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart John Jackson Director Oct 1971 28 Sep 2023 4 other companies
James Stuart Gallacher Director May 1972 17 Oct 2025 None
Nicola Janet Jones Director Aug 1976 1 Nov 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
are FCA-registered
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£4,480

−32% from £6,557

Employees (average)

3

Same as 3

Owed within a year

£23.1k

+32% from £17.5k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12171671. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Best Money Group’s history from the FCA register and Companies House, newest first.

Key events (8) All events (32)

2024

18 December 2024

  • Cheetham Jackson Ltd took control (75–100% of shares)
  • Stuart John Jackson gave up control

Companies House

2023

28 September 2023

  • Stuart John Jackson took control (75–100% of shares)
  • Timothy Kevin Tipping gave up control

Companies House

2020

16 March 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

23 August 2019

  • Incorporated at Companies House
  • Timothy Kevin Tipping took control (75–100% of shares)

Companies House

In the full report: all 32 events

  • All 32 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms connected to The Best Money Group

Other FCA-listed firms that share a director, phone number or address with The Best Money Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
no longer authorised
1
share a director
2

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like The Best Money Group

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chorley

Aspect Mortgages LimitedChorleyAuthorisedOrchard Financial Solutions LtdChorleyAuthorisedAdrian John WoodChorleyAppointed representativeBuckshaw Financial Services LimitedChorleyAppointed representativeDuxbury Mortgages LimitedChorleyAppointed representativeLendgro LtdChorleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Best Money Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 32 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Best Money Group Ltd FCA authorised?
Yes, The Best Money Group Ltd (FRN 916242) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is The Best Money Group’s phone number and website?
The FCA register lists the phone number 0161 850 6333 and the website cjmoney.co.uk for The Best Money Group. If you were given different contact details, use these to check with the firm before going any further.
Is The Best Money Group a scam or clone?
The Best Money Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Best Money Group?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Best Money Group to the Financial Ombudsman Service, free of charge.
Who owns The Best Money Group?
The Best Money Group is owned by Cheetham Jackson Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 18 December 2024. Before that, it was controlled by Mr Timothy Kevin Tipping and Mr Stuart John Jackson.
Who runs The Best Money Group?
Companies House lists 3 directors of The Best Money Group: Stuart John Jackson, James Stuart Gallacher and Nicola Janet Jones.
How long has The Best Money Group been in business?
The company was formed on 23 August 2019, and has held its current FCA authorisation since March 2020.
What do The Best Money Group’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £4,480 (−32% from £6,557).
Does The Best Money Group use any other names?
It trades as Best Financial Services, Caroola Mortgages, Cheetham Jackson Mortgages, CJ Money and CJ Mortgages, and 1 more names. It has previously used 6 other names, including Cheetham Jackson Financial Services, Cheetham Jackson Lending and Cheetham Jackson Money.

Sources and links

The full report on The Best Money Group Ltd

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