Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
Union Income Benefit Holdings Limited Reference number: 307575 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- The British Orphoptic Society (FRN 1046687) introduces customers to Union Income Benefit Holdings Limited (FRN 307575). Any regulated advice or arranging is done by the principal, not The British Orphoptic Society.
- Example: if The British Orphoptic Society refers you to a financial adviser, the advice should come from the principal firm, not from The British Orphoptic Society itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
3rd Floor, Interchange Place, 151-165 Edmund Street, Birmingham, B3 2TA, United Kingdom
In the full report: 3 background checks
- When orthoptics.org.uk first appeared online, and whether it can receive email
- What kind of line 0121 728 5633 is
- Who else gives the postcode B3 2TA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Union Income Benefit Holdings Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Firms like The British Orphoptic Society
Other firms of the same type (insurance broker), nearest first.
In Birmingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The British Orphoptic Society
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 background checks on its contact details
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Frequently asked questions about this firm
Is The British Orphoptic Society FCA authorised?
What does introducer appointed representative mean for The British Orphoptic Society?
What is The British Orphoptic Society’s phone number and website?
Is The British Orphoptic Society a scam or clone?
Is my money safe with The British Orphoptic Society?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk