The Clever Move Ltd

Reference number: 595937

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Clever Move Ltd (FRN 595937) is an AR of Quilter Financial Services Limited (FRN 440703). When you use The Clever Move's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Clever Move, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When theclevermove.co.uk first appeared online, and whether it can receive email
  • What kind of line 07770 315544 is
  • Who else gives the postcode HA3 0QA
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
THE CLEVER MOVE LIMITED
Company number
05439595
Company status
Active
Company type
Private limited company
Incorporated
28 April 2005 (21 years old)
Registered office
4 Royce Grove, Leavesden, Watford, WD25 7GD, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Samir Gohil Director Feb 1982 28 Apr 2005 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£565k

+7.6% from £525k

Cash at bank

£172k

+20% from £144k

Employees (average)

2

Same as 2

Owed within a year

£23.6k

−52% from £48.8k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05439595. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Clever Move’s history from the FCA register and Companies House, newest first.

2017

23 February 2017

  • Dipa Gohil became a part-owner (25–50% of shares)
  • Samir Gohil became the majority owner (50–75% of shares)

Companies House

2013

18 February 2013

  • Became an appointed representative

FCA register

2005

28 April 2005

  • Incorporated at Companies House
  • Samir Gohil appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to The Clever Move

Other FCA-listed firms that share a director, phone number or address with The Clever Move. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
no longer authorised
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like The Clever Move

Other firms of the same type (financial adviser), nearest first.

In Harrow

Ashish PatelHarrowAppointed representativeAzure Wealth LtdHarrowAppointed representativeBlaydon Wealth Management LimitedHarrowAppointed representativeCrawford Dean Wealth Management LtdHarrowAppointed representativeDNS Financial Services LtdHarrowAppointed representativeHarish HariaHarrowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Clever Move

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 5 events in its history
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The Clever Move Ltd FCA authorised?
The Clever Move Ltd (FRN 595937) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Clever Move?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Clever Move Ltd (FRN 595937) is an AR of Quilter Financial Services Limited (FRN 440703). When you use The Clever Move's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Clever Move, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Clever Move’s phone number and website?
The FCA register lists the phone number 07770 315544 and the website theclevermove.co.uk for The Clever Move. If you were given different contact details, use these to check with the firm before going any further.
Is The Clever Move a scam or clone?
The Clever Move is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Clever Move?
Protection works through Quilter Financial Services Limited, the principal firm responsible for The Clever Move's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Clever Move?
Companies House lists 2 people with significant control of The Clever Move: Mr Samir Gohil (50–75% of shares) and Mrs Dipa Gohil (25–50% of shares).
Who runs The Clever Move?
Companies House lists one director of The Clever Move: Samir Gohil.
How long has The Clever Move been in business?
The company was formed on 28 April 2005.
What do The Clever Move’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £565k (+7.6% from £525k) and cash at bank of £172k (+20% from £144k).

Sources and links

The full report on The Clever Move Ltd

£19.99 · Instant PDF download

Loading secure checkout…