The Croft School LTD

Reference number: 958686

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Croft School LTD (FRN 958686) is an AR of Premium Credit Limited (FRN 702718). When you use The Croft School's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Croft School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When croftschool.co.uk first appeared online, and whether it can receive email
  • What kind of line 01789 293795 is
  • Who else gives the postcode CV37 7RL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
THE CROFT SCHOOL LIMITED
Company number
02191072
Company status
Active
Company type
Private limited company
Incorporated
10 November 1987 (38 years old)
Registered office
The Croft School, Alveston Hill, Stratford-Upon-Avon, Warwickshire, CV37 7RL
Nature of business
  • Primary education (SIC 85200)

Directors and company secretaries

Name Role Born Appointed Other companies
Barnaby Luke De Chardin Thornton Director Oct 1966 23 Jun 2003 None
Jennifer Rhonda Thornton Director Jun 1960 5 May 2021 None
Lyndall Kathleen Murray Bagnall Director Dec 1941 Not published None
Jennifer Rhonda Thornton Secretary Not published 31 Aug 2022 –

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsAudited

Net assets

£1.87m

−2.6% from £1.92m

Cash at bank

£519k

−51% from £1.07m

Owed within a year

£1.20m

−15% from £1.40m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02191072. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Croft School’s history from the FCA register and Companies House, newest first.

Key events (2) All events (7)

2021

19 September 2021

  • Became an appointed representative

FCA register

1987

10 November 1987

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (2 shown here)
  • Every director appointment and resignation: 5
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Firms like The Croft School

Other firms of the same type (credit broker), nearest first.

In Stratford-upon-Avon

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Croft School

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is The Croft School LTD FCA authorised?
The Croft School LTD (FRN 958686) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Croft School?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Croft School LTD (FRN 958686) is an AR of Premium Credit Limited (FRN 702718). When you use The Croft School's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Croft School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Croft School’s phone number and website?
The FCA register lists the phone number 01789 293795 and the website croftschool.co.uk for The Croft School. If you were given different contact details, use these to check with the firm before going any further.
Is The Croft School a scam or clone?
The Croft School is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Croft School?
Protection works through Premium Credit Limited, the principal firm responsible for The Croft School's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs The Croft School?
Companies House lists 3 directors of The Croft School: Barnaby Luke De Chardin Thornton, Jennifer Rhonda Thornton and Lyndall Kathleen Murray Bagnall.
How long has The Croft School been in business?
The company was formed on 10 November 1987.
What do The Croft School’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £1.87m (−2.6% from £1.92m) and cash at bank of £519k (−51% from £1.07m).

Sources and links

The full report on The Croft School LTD

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