The Currency Cloud Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are safeguarded
No FCA actions
Active company since 2007

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

currencycloud.com (opens in a new tab)
Phone number

020 3597 4800
Address

1 SHELDON SQUARE, London, W2 6TT, United Kingdom

In the full report: 3 background checks

When currencycloud.com first appeared online, and whether it can receive email
What kind of line 020 3597 4800 is
Who else gives the postcode W2 6TT

Other names (55)

If you were contacted under any of these names, it is this firm.

Currency Cloud Trading name: A name it trades under now.
The Currency Cloud.com Trading name: A name it trades under now.
Aerapass Former trading name: A name it used to trade under.
Audere Transfers Former trading name: A name it used to trade under.
Aviation Forex Former trading name: A name it used to trade under.
Berry FX Former trading name: A name it used to trade under.
Brompton Financial Former trading name: A name it used to trade under.
CAMBIOMX Former trading name: A name it used to trade under.
CHFX Former trading name: A name it used to trade under.
Circadian FX Former trading name: A name it used to trade under.
Claydon Partners Former trading name: A name it used to trade under.
Cube FX Former trading name: A name it used to trade under.
Currency Genius Former trading name: A name it used to trade under.
Currency Well Former trading name: A name it used to trade under.
Elxi FX Former trading name: A name it used to trade under.
FCI Currency Former trading name: A name it used to trade under.
Fidelis Global Finance Former trading name: A name it used to trade under.
Frank eXchange Former trading name: A name it used to trade under.
FX Capital Former trading name: A name it used to trade under.
FX Capital Securities Former trading name: A name it used to trade under.
FXFides Former trading name: A name it used to trade under.
FX Global Securities Former trading name: A name it used to trade under.
FX Match Former trading name: A name it used to trade under.
Gaam Transfer Former trading name: A name it used to trade under.
Hamer & Hamer Former trading name: A name it used to trade under.
ICM FXD Former trading name: A name it used to trade under.
In-Trade Currency Exchange Former trading name: A name it used to trade under.
Ireland FX Former trading name: A name it used to trade under.
Jubilee Financial Former trading name: A name it used to trade under.
Keen Transfer Former trading name: A name it used to trade under.
Kuarix FX Former trading name: A name it used to trade under.
Leader FX Former trading name: A name it used to trade under.
Liberty Wealth FX Former trading name: A name it used to trade under.
Lowcostfx Former trading name: A name it used to trade under.
MatchPlace FX Former trading name: A name it used to trade under.
Mayfair FX Former trading name: A name it used to trade under.
Medical Forex Former trading name: A name it used to trade under.
Moneydero Ltd Former trading name: A name it used to trade under.
MotorSportForex Former trading name: A name it used to trade under.
Orthoforex Former trading name: A name it used to trade under.
RemitNext Former trading name: A name it used to trade under.
Simply FX Former trading name: A name it used to trade under.
Simply FX Broking Former trading name: A name it used to trade under.
Sol Capital currency Former trading name: A name it used to trade under.
SR Capital Former trading name: A name it used to trade under.
Swifex Former trading name: A name it used to trade under.
Swift Fox Former trading name: A name it used to trade under.
Tanager FX Former trading name: A name it used to trade under.
TCC Payment Services Former trading name: A name it used to trade under.
TGR Payments Former trading name: A name it used to trade under.
The FX Hub Former trading name: A name it used to trade under.
Transfer Connex Former trading name: A name it used to trade under.
Universal Partners FX Former trading name: A name it used to trade under.
Valuta Former trading name: A name it used to trade under.
Valuta Partners Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (8 permissions)

a) Services enabling cash placement on a payment account
b) Services enabling cash withdrawals from a payment account
c) Execution of payment transactions (not covered by a credit line)
d) Execution of payment transactions (covered by a credit line)
e) Issuing payment instruments or acquiring payment transactions
f) Money remittance
g) Execution of payment transactions via telecoms, IT system or network operator
h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06323311 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 25 July 2007 (19 years old)
Registered office: 1 Sheldon Square, London, W2 6TT, United Kingdom
Nature of business: Administration of financial markets (SIC 66110)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Sharon Julie Dean	Director	Jun 1971	10 Oct 2022	23 other companies
Tim Moncrieff	Director	Mar 1986	12 Jan 2026	3 other companies
Prini Patel Pithouse	Director	Oct 1974	12 Jan 2026	12 other companies
Richard Cusack	Secretary	Not published	10 Oct 2022	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 26
closed down: 5
are FCA-registered: 2

In the full report: all 26 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register, including 2 no longer authorised
The 10 companies these 3 directors run together
All 14 people who have ever been directors, with their dates

Key dates in its history

The Currency Cloud’s history from the FCA register and Companies House, newest first.

Key events (4) All events (140)

2018

7 June 2018

Became an authorised e-money institution

FCA register

2016

25 July 2016

The Currency Cloud Group Limited took control (75–100% of shares)

Companies House

2015

1 April 2015

Regulated by the FCA from this date

FCA register

2007

25 July 2007

Incorporated at Companies House

Companies House

In the full report: all 140 events

All 140 events in its history (4 shown here)
Every director appointment and resignation: 27

Firms connected to The Currency Cloud

Other FCA-listed firms that share a director, phone number or address with The Currency Cloud. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same postcode (2)
Who links each one: the named directors, with dates

Firms like The Currency Cloud

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorised Wise Payments LimitedLondonAuthorised Forisgfs UK LimitedLondonAuthorised Wepay Payments Ltd.LondonAuthorised Airbnb Payments UK LimitedLondonAuthorised Mollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Currency Cloud

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

26 other companies its directors have run, named
3 background checks on its contact details
All 140 events in its history
2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The Currency Cloud Limited FCA authorised?

Yes, The Currency Cloud Limited (FRN 900199) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is The Currency Cloud’s phone number and website?

The FCA register lists the phone number 020 3597 4800 and the website currencycloud.com for The Currency Cloud. If you were given different contact details, use these to check with the firm before going any further.

Is The Currency Cloud a scam or clone?

The Currency Cloud is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The Currency Cloud?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about The Currency Cloud to the Financial Ombudsman Service, free of charge.

Who owns The Currency Cloud?

The Currency Cloud is owned by The Currency Cloud Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 July 2016.

Who runs The Currency Cloud?

Companies House lists 3 directors of The Currency Cloud: Sharon Julie Dean, Tim Moncrieff and Prini Patel Pithouse.

How long has The Currency Cloud been in business?

The company was formed on 25 July 2007, and has held its current FCA authorisation since June 2018.

Does The Currency Cloud use any other names?

It trades as Currency Cloud and The Currency Cloud.com. It has previously used 53 other names, including Aerapass, Audere Transfers and Aviation Forex.