The Debt Advisor Limited

Reference number: 659920

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thedebtadvisor.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 999 9600 is
  • Who else gives the postcode M2 5WA
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • TBDA Trading name
  • TDA Trading name
  • The Business Advisor Trading name
  • The Business Debt Advisor Trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06248441
Company status
Active
Company type
Private limited company
Incorporated
15 May 2007 (19 years old)
Registered office
18-22 Lloyd Street, Manchester, M2 5WA, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony Mark Hayes Director Sep 1979 4 May 2022 3 other companies
Mark Paul Smith Director Oct 1983 15 Jul 2022 None
Anthony Mark Hayes Secretary Not published 3 Aug 2023 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Full accountsNot audited

Net assets

£801k

+65% from £487k

Cash at bank

£264k

−3.3% from £273k

Owed within a year

£1.23m

<1% from £1.23m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06248441. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Debt Advisor’s history from the FCA register and Companies House, newest first.

Key events (15) All events (28)

2025

7 February 2025

  • Gregory John Mullarkey stopped being a part-owner

Companies House

2023

8 March 2023

  • Anthony Mark Hayes became a part-owner (25–50% of shares)

Companies House

2021

29 November 2021

  • Beverley Ellice Budsworth no longer holds 25–50% of the votes
  • Gregory John Mullarkey became a part-owner (25–50% of shares)
  • Mark Paul Smith became a part-owner (25–50% of shares)
  • Resolve Invest Limited stopped being the majority owner

Companies House

21 July 2021

  • Resolve Advisory Limited stopped being the majority owner
  • Resolve Invest Limited became the majority owner (50–75% of shares)

Companies House

2018

18 October 2018

  • Ian Bannochie McKinnon gave up control
  • Resolve Advisory Limited became the majority owner (50–75% of shares)

Companies House

17 October 2018

  • Beverley Ellice Budsworth gained 25–50% of the votes

Companies House

2017

19 May 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Ian Bannochie McKinnon took control (75–100% of votes)

Companies House

2007

15 May 2007

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (15 shown here)
  • Every director appointment and resignation: 6
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Firms connected to The Debt Advisor

Other FCA-listed firms that share a director, phone number or address with The Debt Advisor. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like The Debt Advisor

Other firms of the same type (mortgage adviser or broker), nearest first.

In Manchester

Clearscore Everywhere LimitedManchesterAuthorisedA Gharial Finance Solutions LimitedManchesterAuthorisedAL Capital LimitedManchesterAuthorisedBA Financial Services LtdManchesterAuthorisedBlanc Property Finance LimitedManchesterAuthorisedBsd Management Consultants LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Debt Advisor

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 28 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Debt Advisor Limited FCA authorised?
Yes, The Debt Advisor Limited (FRN 659920) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2017 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is The Debt Advisor’s phone number and website?
The FCA register lists the phone number 0333 999 9600 and the website thedebtadvisor.co.uk for The Debt Advisor. If you were given different contact details, use these to check with the firm before going any further.
Is The Debt Advisor a scam or clone?
The Debt Advisor is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Debt Advisor?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Debt Advisor to the Financial Ombudsman Service, free of charge.
Who owns The Debt Advisor?
Companies House lists 2 people with significant control of The Debt Advisor: Anthony Mark Hayes (25–50% of shares) and Mr Mark Paul Smith (25–50% of shares). Before that, it was controlled by Mr Gregory John Mullarkey, Resolve Invest Limited and Ms Beverley Ellice Budsworth.
Who runs The Debt Advisor?
Companies House lists 2 directors of The Debt Advisor: Anthony Mark Hayes and Mark Paul Smith.
How long has The Debt Advisor been in business?
The company was formed on 15 May 2007, and has held its current FCA authorisation since May 2017.
What do The Debt Advisor’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £801k (+65% from £487k) and cash at bank of £264k (−3.3% from £273k).
Does The Debt Advisor use any other names?
It trades as TBDA, TDA, The Business Advisor and The Business Debt Advisor.

Sources and links

The full report on The Debt Advisor Limited

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