The Howe Green Educational Trust Limited

Reference number: 1037518

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • THE HOWE GREEN EDUCATIONAL TRUST LIMITED (FRN 1037518) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not THE HOWE GREEN EDUCATIONAL TRUST.
  • Example: if THE HOWE GREEN EDUCATIONAL TRUST refers you to a financial adviser, the advice should come from the principal firm, not from THE HOWE GREEN EDUCATIONAL TRUST itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When howegreenhouse.org first appeared online, and whether it can receive email
  • What kind of line 01279 657706 is
  • Who else gives the postcode CM22 7UF
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Howe Green House School Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02138295
Company status
Active
Company type
Private company limited by guarantee
Incorporated
8 June 1987 (39 years old)
Registered office
Howe Green House, Howe Green Great Hallingbury, Bishops Stortford, Hertfordshire, CM22 7UF
Nature of business
  • Primary education (SIC 85200)

Directors and company secretaries

Name Role Born Appointed Other companies
Amanda Jane Cutlan-Smyth Director Nov 1973 1 Apr 2014 None
Gemma Claire Westaby Rogers Director Jun 1978 5 Aug 2020 None
Mary Elizabeth Sanders Director Jul 1978 5 Aug 2020 None
Samantha Fiona Bristow Director Aug 1977 5 Aug 2020 1 other company
Edward Charles Jasper Fielding Director Jan 1983 29 Mar 2023 1 other company
Marie Calnan Director May 1965 27 Mar 2024 2 other companies
Ralph John Foster Dalton Director Nov 1974 27 Mar 2024 2 other companies
Alexandra Shelley James Director Feb 1986 26 Mar 2025 None
Lucy Elizabeth Klimowicz Director Feb 1982 31 Mar 2026 None
Alison Barbara White Secretary Not published 26 Mar 2025 –

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
still active
6

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 64 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 August 2025Full accountsAudited

Net assets

£2.24m

+9.4% from £2.05m

Cash at bank

£539k

−18% from £660k

Employees (average)

51

−1.9% from 52

Owed within a year

£762k

−26% from £1.03m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02138295. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Howe Green Educational Trust’s history from the FCA register and Companies House, newest first.

Key events (2) All events (113)

2025

4 July 2025

  • Became an introducer appointed representative

FCA register

1987

8 June 1987

  • Incorporated at Companies House

Companies House

In the full report: all 113 events

  • All 113 events in its history (2 shown here)
  • Every director appointment and resignation: 110
Instant PDF download

Firms like The Howe Green Educational Trust

Other firms of the same type (credit broker), nearest first.

In Bishop's Stortford

Lampros GidarakosBishop's StortfordAppointed representativeBishop's Stortford College Enterprises LimitedBishop's StortfordAppointed representativeBy Kayleigh LtdBishop's StortfordAppointed representativeDovecote Property Finance LtdBishop's StortfordAppointed representativeH J S LimitedBishop's StortfordAppointed representativeStephanie Louise Aesthetics LtdBishop's StortfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Howe Green Educational Trust

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 113 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The Howe Green Educational Trust Limited FCA authorised?
The Howe Green Educational Trust Limited (FRN 1037518) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for The Howe Green Educational Trust?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. The Howe Green Educational Trust Limited (FRN 1037518) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not The Howe Green Educational Trust. Example: if The Howe Green Educational Trust refers you to a financial adviser, the advice should come from the principal firm, not from The Howe Green Educational Trust itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Howe Green Educational Trust’s phone number and website?
The FCA register lists the phone number 01279 657706 and the website howegreenhouse.org for The Howe Green Educational Trust. If you were given different contact details, use these to check with the firm before going any further.
Is The Howe Green Educational Trust a scam or clone?
The Howe Green Educational Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Howe Green Educational Trust?
Protection works through Premium Credit Limited, the principal firm responsible for The Howe Green Educational Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs The Howe Green Educational Trust?
Companies House lists 9 directors of The Howe Green Educational Trust: Amanda Jane Cutlan-Smyth, Gemma Claire Westaby Rogers, Mary Elizabeth Sanders, Samantha Fiona Bristow, Edward Charles Jasper Fielding, Marie Calnan and 3 more.
How long has The Howe Green Educational Trust been in business?
The company was formed on 8 June 1987.
What do The Howe Green Educational Trust’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £2.24m (+9.4% from £2.05m) and cash at bank of £539k (−18% from £660k).
Does The Howe Green Educational Trust use any other names?
It trades as Howe Green House School.

Sources and links

The full report on The Howe Green Educational Trust Limited

£19.99 · Instant PDF download

Loading secure checkout…