The Idco. Limited

Reference number: 1032732

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When atto.co first appeared online, and whether it can receive email
  • What kind of line 07900 565498 is
  • Who else gives the postcode EH2 2ER
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Atto Trading name
  • DirectID Trading name
  • NOMO Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC400459
Company status
Active
Company type
Private limited company
Incorporated
27 May 2011 (15 years old)
Registered office
83 Princes Street, Edinburgh, EH2 2ER, Scotland
Nature of business
  • Business and domestic software development (SIC 62012)

Directors and company secretaries

Name Role Born Appointed Other companies
Yick Gee Philea Chim Director Sep 1988 20 Oct 2021 4 other companies
Nimeshh Bharat Kumar Patel Director Jun 1973 28 Oct 2025 16 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
13
went insolvent
1

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
  • All 24 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsAudited

Net assets

£379k

−87% from £2.99m

Cash at bank

£382k

−87% from £2.88m

Employees (average)

29

−26% from 39

Owed within a year

£213k

−31% from £310k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC400459. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Idco.’s history from the FCA register and Companies House, newest first.

Key events (8) All events (58)

2025

28 October 2025

  • Wrisk Limited took control (75–100% of shares)

Companies House

17 July 2025

  • Regulated by the FCA from this date

FCA register

16 July 2025

  • Became authorised by the FCA

FCA register

2019

26 April 2019

  • Amadeus V Technology Fund LP became a part-owner (25–50% of shares)
  • Amadeus V Technology Fund LP stopped being a part-owner
  • Sage Technologies Limited stopped being a part-owner

Companies House

2016

6 April 2016

  • Sage Technologies Limited became a part-owner (25–50% of shares)

Companies House

2011

27 May 2011

  • Incorporated at Companies House

Companies House

In the full report: all 58 events

  • All 58 events in its history (8 shown here)
  • Every director appointment and resignation: 46
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Firms connected to The Idco.

Other FCA-listed firms that share a director, phone number or address with The Idco.. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on The Idco.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 58 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Idco. Limited FCA authorised?
Yes, The Idco. Limited (FRN 1032732) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2025. The FCA has placed no limits on its permissions.
What is The Idco.’s phone number and website?
The FCA register lists the phone number 07900 565498 and the website atto.co for The Idco.. If you were given different contact details, use these to check with the firm before going any further.
Is The Idco. a scam or clone?
The Idco. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Idco.?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how The Idco. handles your money, so check the specific product before you commit. You can also refer complaints about The Idco. to the Financial Ombudsman Service, free of charge.
Who owns The Idco.?
The Idco. is owned by Wrisk Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 October 2025. Before that, it was controlled by Amadeus V Technology Fund LP and Sage Technologies Limited.
Who runs The Idco.?
Companies House lists 2 directors of The Idco.: Yick Gee Philea Chim and Nimeshh Bharat Kumar Patel.
How long has The Idco. been in business?
The company was formed on 27 May 2011, and has held its current FCA authorisation since July 2025.
What do The Idco.’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £379k (−87% from £2.99m) and cash at bank of £382k (−87% from £2.88m).
Does The Idco. use any other names?
It trades as Atto, DirectID and NOMO.

Sources and links

The full report on The Idco. Limited

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