The Idco. Limited

Reference number: 798579

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Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When theidco.com first appeared online, and whether it can receive email
  • What kind of line 0845 119 3333 is
  • Who else gives the postcode EH2 2ER
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Atto Trading name
  • DirectID Trading name
  • NOMO Trading name

FCA permissions and consumer protection

  • Account information No FSCS cover
    This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC400459
Company status
Active
Company type
Private limited company
Incorporated
27 May 2011 (15 years old)
Registered office
83 Princes Street, Edinburgh, EH2 2ER, Scotland
Nature of business
  • Business and domestic software development (SIC 62012)

Directors and company secretaries

Name Role Born Appointed Other companies
Yick Gee Philea Chim Director Sep 1988 20 Oct 2021 4 other companies
Nimeshh Bharat Kumar Patel Director Jun 1973 28 Oct 2025 16 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
13
went insolvent
1

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
  • All 24 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsAudited

Net assets

£379k

−87% from £2.99m

Cash at bank

£382k

−87% from £2.88m

Employees (average)

29

−26% from 39

Owed within a year

£213k

−31% from £310k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC400459. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Idco.’s history from the FCA register and Companies House, newest first.

Key events (8) All events (63)

2025

28 October 2025

  • Wrisk Limited took control (75–100% of shares)

Companies House

2019

26 April 2019

  • Amadeus V Technology Fund LP became a part-owner (25–50% of shares)
  • Amadeus V Technology Fund LP stopped being a part-owner
  • Sage Technologies Limited stopped being a part-owner

Companies House

2018

5 June 2018

  • Status on the FCA register became "Registered Account Information Service Provider"

FCA register

15 January 2018

  • Regulated by the FCA from this date

FCA register

2016

6 April 2016

  • Sage Technologies Limited became a part-owner (25–50% of shares)

Companies House

2011

27 May 2011

  • Incorporated at Companies House

Companies House

In the full report: all 63 events

  • All 63 events in its history (8 shown here)
  • Every director appointment and resignation: 46
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Firms connected to The Idco.

Other FCA-listed firms that share a director, phone number or address with The Idco.. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on The Idco.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 63 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Idco. Limited FCA authorised?
Yes, The Idco. Limited (FRN 798579) is registered with the FCA and permitted to provide its regulated services.
What is The Idco.’s phone number and website?
The FCA register lists the phone number 0845 119 3333 and the website theidco.com for The Idco.. If you were given different contact details, use these to check with the firm before going any further.
Is The Idco. a scam or clone?
The Idco. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Idco.?
Protection depends on which product you hold and how The Idco. handles your money, so check the specific product before you commit. You can also refer complaints about The Idco. to the Financial Ombudsman Service, free of charge.
Who owns The Idco.?
The Idco. is owned by Wrisk Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 October 2025. Before that, it was controlled by Amadeus V Technology Fund LP and Sage Technologies Limited.
Who runs The Idco.?
Companies House lists 2 directors of The Idco.: Yick Gee Philea Chim and Nimeshh Bharat Kumar Patel.
How long has The Idco. been in business?
The company was formed on 27 May 2011, and has held its current FCA authorisation since June 2018.
What do The Idco.’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £379k (−87% from £2.99m) and cash at bank of £382k (−87% from £2.88m).
Does The Idco. use any other names?
It trades as Atto, DirectID and NOMO.

Sources and links

The full report on The Idco. Limited

£19.99 · Instant PDF download

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