The Levels Financial Limited
Reference number: 1046299
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 March 2024
- On its latest accounts it owed £179k more than it owned
Responsible principal firm
Mortgage Advice Bureau (Derby) Limited Reference number: 466154 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Levels Financial Limited (FRN 1046299) is an AR of Mortgage Advice Bureau (Derby) Limited (FRN 466154). When you use The Levels Financial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Levels Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
11 Bridge Barns, Long Sutton, Langport, Somerset, TA10 9PZ, United Kingdom
In the full report: 3 background checks
- When thelevelsfinancial.co.uk first appeared online, and whether it can receive email
- What kind of line 01458 772040 is
- Who else gives the postcode TA10 9PZ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau (Derby) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11861946 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 March 2019 (7 years old)
- Registered office
- 7 Castle Street, Bridgwater, Somerset, TA6 3DD, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Connor James Fitzgerald | Director | Sep 1992 | 5 Mar 2019 | 4 other companies |
| Thomas James Horsey | Director | Oct 1992 | 5 Mar 2019 | 1 other company |
| Michelle Geraldine Martin | Director | Oct 1987 | 27 Mar 2024 | 4 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- still active
- 6
- is FCA-registered
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£179k
−464% from £49.3k
Employees (average)
8
+14% from 7
Owed within a year
£176k
+290% from £45.2k
Net assets are negative: on its last balance sheet the company owed £179k more than it owned.
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2020 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11861946. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
The Levels Financial’s history from the FCA register and Companies House, newest first.
2025
22 December 2025
- Became an appointed representative
FCA register
2024
27 March 2024
- Luke Roff stopped being a part-owner
- Michelle Geraldine Martin became a part-owner (25–50% of shares)
Companies House
2021
1 April 2021
- Luke Roff became a part-owner (25–50% of shares)
Companies House
2019
5 March 2019
- Incorporated at Companies House
- Connor James Fitzgerald became a part-owner (25–50% of shares)
- Thomas James Horsey became a part-owner (25–50% of shares)
Companies House
In the full report: all 12 events
- All 12 events in its history (7 shown here)
- Every director appointment and resignation: 5
Firms connected to The Levels Financial
Other FCA-listed firms that share a director, phone number or address with The Levels Financial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like The Levels Financial
Other firms of the same type (mortgage adviser or broker), nearest first.
In Langport
In the Taunton (TA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Levels Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 12 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do The Levels Financial’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk