The Livery Companies Mutual Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 10 years
Protected through the principal
No FCA actions
Active company since 1999

Responsible principal firm

BUILDING LIFEPLANS LIMITED Reference number: 311894 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
The Livery Companies Mutual Limited (FRN 733044) is an AR of BUILDING LIFEPLANS LIMITED (FRN 311894). When you use The Livery Companies Mutual's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from The Livery Companies Mutual, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

020 7283 4646
Address

90 Fenchurch Street, London, EC3M 4ST, United Kingdom

In the full report: 2 background checks

What kind of line 020 7283 4646 is, and the 12 other firms that give it
Who else gives the postcode EC3M 4ST

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Building Lifeplans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03785407 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 4 June 1999 (27 years old)
Registered office: 90 Fenchurch Street, London, EC3M 4ST, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)
Activities of other membership organisations not elsewhere classified (SIC 94990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Antony Andrew Barrow	Director	Apr 1953	7 Apr 2003	8 other companies
Timothy John Gregson	Director	Jan 1954	8 Oct 2012	1 other company
Jonathan James Seaburne Bourne-May	Director	Jul 1958	1 Dec 2014	1 other company
Stephen John Maile	Director	Aug 1978	29 Oct 2021	2 other companies
Matthew Paul Rivett	Director	Mar 1979	27 Sep 2022	None
Henry Nicholas Colthurst	Director	Jan 1959	27 Oct 2022	44 other companies
Malachy James Doran	Director	Jan 1965	4 Dec 2025	None
Kieran Patrick Halpenny	Secretary	Not published	28 Sep 2022	–

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 56
closed down: 25
went insolvent: 2

In the full report: all 56 companies, named

What each company does, and whether it is still trading
Which of these 7 directors sit on each board, and since when
The 2 that went into liquidation or administration
The 5 on the FCA register
All 22 people who have ever been directors, with their dates

Key dates in its history

The Livery Companies Mutual’s history from the FCA register and Companies House, newest first.

Key events (2) All events (41)

2016

21 January 2016

Became an appointed representative

FCA register

1999

4 June 1999

Incorporated at Companies House

Companies House

In the full report: all 41 events

All 41 events in its history (2 shown here)
Every director appointment and resignation: 39

Firms connected to The Livery Companies Mutual

Other FCA-listed firms that share a director, phone number or address with The Livery Companies Mutual. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share a director: 2
share its phone number: 10

In the full report: all 12 connected firms, named

How each is linked: shared directors (2), the same phone number (10), the same postcode (10)
Who links each one: the named directors, with dates
3 past links through former directors

Firms like The Livery Companies Mutual

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Livery Companies Mutual

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

56 other companies its directors have run, named
2 background checks on its contact details
All 41 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Livery Companies Mutual Limited FCA authorised?

The Livery Companies Mutual Limited (FRN 733044) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for The Livery Companies Mutual?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Livery Companies Mutual Limited (FRN 733044) is an AR of BUILDING LIFEPLANS LIMITED (FRN 311894). When you use The Livery Companies Mutual's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Livery Companies Mutual, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is The Livery Companies Mutual’s phone number?

The FCA register lists the phone number 020 7283 4646 for The Livery Companies Mutual. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 12 other FCA firms.

Is The Livery Companies Mutual a scam or clone?

The Livery Companies Mutual is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The Livery Companies Mutual?

Protection works through Building Lifeplans Limited, the principal firm responsible for The Livery Companies Mutual's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who runs The Livery Companies Mutual?

Companies House lists 7 directors of The Livery Companies Mutual: Antony Andrew Barrow, Timothy John Gregson, Jonathan James Seaburne Bourne-May, Stephen John Maile, Matthew Paul Rivett, Henry Nicholas Colthurst and 1 more.

How long has The Livery Companies Mutual been in business?

The company was formed on 4 June 1999.