The Medical Defence Union

Reference number: 406390

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • The Medical Defence Union (FRN 406390) introduces customers to MDU Services Limited (FRN 312054). Any regulated advice or arranging is done by the principal, not The Medical Defence Union.
  • Example: if The Medical Defence Union refers you to a financial adviser, the advice should come from the principal firm, not from The Medical Defence Union itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When themdu.com first appeared online, and whether it can receive email
  • What kind of line 020 7202 1500 is, and the other firm that gives it
  • Who else gives the postcode E14 5GS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through MDU Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
THE MEDICAL DEFENCE UNION LIMITED
Company status
Active
Company type
Private company limited by guarantee
Incorporated
23 October 1885 (141 years old)
Registered office
One Canada Square, London, E14 5GS, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Thomas Wilton Lee (Dr) Director Oct 1971 15 Sep 2009 33 other companies
Simon Wilfred Watkin (Dr) Director Feb 1960 15 Sep 2015 3 other companies
Anthony Richard Wright Director Nov 1971 1 May 2018 1 other company
Jeremy Hardwicke Riley Director Nov 1960 18 Sep 2018 11 other companies
Thomas John Norfolk (Dr) Director Feb 1970 17 Sep 2019 1 other company
Edward Christian John Wells Director Jul 1955 28 Jul 2020 2 other companies
Peter Irving Clark (Prof) Director Jul 1956 21 Sep 2021 4 other companies
Lynnette Ruth Hykin (Dr) Director May 1968 20 Sep 2022 1 other company
Harjinder Singh Sandhu (Dr) Director Jan 1965 19 Sep 2023 1 other company
Ashok Inderraj Handa (Prof) Director Feb 1963 19 Sep 2023 6 other companies
Caroline Elizabeth Fryar (Dr) Director May 1977 1 Apr 2024 4 other companies
Mark Winlow Director Apr 1962 31 Dec 2025 None
Ian Joseph Da Cunha Secretary Not published 24 Feb 2026 –

Other companies run by these 12 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
51
closed down
25
are FCA-registered
5

In the full report: all 51 companies, named

  • What each company does, and whether it is still trading
  • Which of these 12 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 3 companies these 12 directors run together
  • All 78 people who have ever been directors, with their dates
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Key dates in its history

The Medical Defence Union’s history from the FCA register and Companies House, newest first.

2005

14 January 2005

  • Became an introducer appointed representative

FCA register

1885

23 October 1885

  • Incorporated at Companies House

Companies House

In the full report: all 131 events

  • All 131 events in its history (2 shown here)
  • Every director appointment and resignation: 129
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Firms connected to The Medical Defence Union

Other FCA-listed firms that share a director, phone number or address with The Medical Defence Union. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like The Medical Defence Union

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Medical Defence Union

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 51 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 131 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Medical Defence Union FCA authorised?
The Medical Defence Union (FRN 406390) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for The Medical Defence Union?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. The Medical Defence Union (FRN 406390) introduces customers to MDU Services Limited (FRN 312054). Any regulated advice or arranging is done by the principal, not The Medical Defence Union. Example: if The Medical Defence Union refers you to a financial adviser, the advice should come from the principal firm, not from The Medical Defence Union itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Medical Defence Union’s phone number and website?
The FCA register lists the phone number 020 7202 1500 and the website themdu.com for The Medical Defence Union. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is The Medical Defence Union a scam or clone?
The Medical Defence Union is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Medical Defence Union?
Protection works through MDU Services Limited, the principal firm responsible for The Medical Defence Union's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs The Medical Defence Union?
Companies House lists 12 directors of The Medical Defence Union: Matthew Thomas Wilton Lee (Dr), Simon Wilfred Watkin (Dr), Anthony Richard Wright, Jeremy Hardwicke Riley, Thomas John Norfolk (Dr), Edward Christian John Wells and 6 more.
How long has The Medical Defence Union been in business?
The company was formed on 23 October 1885.

Sources and links

The full report on The Medical Defence Union

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