Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 March 2026
- Its whole board of directors changed in January 2024
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Merrigan-Reis Partnership LLP (FRN 743137) is an AR of The Right Mortgage Limited (FRN 649443). When you use The Merrigan-Reis Partnership's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Merrigan-Reis Partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
145, East Street, Bedminster, Bristol, BS3 4EJ, United Kingdom
In the full report: 2 background checks
- What kind of line 01275 333475 is
- Who else gives the postcode BS3 4EJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Bristol and Bath Financial Services Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- OC383768 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Limited liability partnership
- Incorporated
- 26 March 2013 (13 years old)
- Registered office
- 145 East Street, Bedminster, Bristol, BS3 4EJ, England
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| MARCHNATA LIMITED | Corporate LLP designated member | Not published | 10 Jan 2024 | None |
| PENSFORD ENTERPRISES LIMITED | Corporate LLP designated member | Not published | 10 Jan 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 6 people who have been directors, with their dates
Filed accounts and finances
Employees (average)
0
Same as 0
Owed within a year
£22.3k
−2.6% from £22.9k
The accounts for the year to 31 March 2026 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £168k, for the year to 31 March 2020.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company OC383768. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
The Merrigan-Reis Partnership’s history from the FCA register and Companies House, newest first.
2024
10 January 2024
- Board replaced: all 3 directors left and 2 new directors took over
- James Reis stopped being a part-owner
- Marchnata Limited gained significant control
- Pensford Enterprises Limited gained significant control
- Phillip Reis stopped being a part-owner
Companies House
2022
1 July 2022
- Judith Reis stopped being a part-owner
Companies House
2017
26 March 2017
- James Reis became a part-owner (25–50% of shares)
- Judith Reis became a part-owner (25–50% of shares)
- Phillip Reis became a part-owner (25–50% of shares)
Companies House
2016
5 April 2016
- Became an appointed representative
FCA register
2013
26 March 2013
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (11 shown here)
- Every director appointment and resignation: 8
Firms connected to The Merrigan-Reis Partnership
Other FCA-listed firms that share a director, phone number or address with The Merrigan-Reis Partnership. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like The Merrigan-Reis Partnership
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Bristol (BS) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Merrigan-Reis Partnership
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 20 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk