The Millwood Mortgage Company Ltd

Reference number: 1052205

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Millwood Mortgage Company Ltd (FRN 1052205) is an AR of Sesame Limited (FRN 150427). When you use The Millwood Mortgage Company's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Millwood Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07771 711997

  • Address

    Suite 6, Birkdale Business Centre, Weld Parade, Weld Road, Birkdale, Southport, PR8 2DT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07771 711997 is
  • Who else gives the postcode PR8 2DT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16922434
Company status
Active
Company type
Private limited company
Incorporated
19 December 2025 (less than a year old)
Registered office
19 Montpelier Avenue, Bexley, Kent, DA5 3AP, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Michelle Marie Germain Director Jul 1974 19 Dec 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Key dates in its history

The Millwood Mortgage Company’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2026

1 June 2026

  • Alan David Ikin stopped being a part-owner

Companies House

31 March 2026

  • Became an appointed representative

FCA register

2025

19 December 2025

  • Incorporated at Companies House
  • Alan David Ikin became a part-owner (25–50% of shares)
  • Michelle Marie Germain took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to The Millwood Mortgage Company

Other FCA-listed firms that share a director, phone number or address with The Millwood Mortgage Company. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like The Millwood Mortgage Company

Other firms of the same type (mortgage adviser or broker), nearest first.

In Southport

All Sorted Mortgages LimitedSouthportAppointed representativeBarron Financial Solutions LtdSouthportAppointed representativeDaniel BaileySouthportAppointed representativeFair Mortgage Advice LtdSouthportAppointed representativeNewton and Associates LimitedSouthportAppointed representativeRosa Mortgages LtdSouthportAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Millwood Mortgage Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Millwood Mortgage Company Ltd FCA authorised?
The Millwood Mortgage Company Ltd (FRN 1052205) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Millwood Mortgage Company?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Millwood Mortgage Company Ltd (FRN 1052205) is an AR of Sesame Limited (FRN 150427). When you use The Millwood Mortgage Company's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Millwood Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Millwood Mortgage Company’s phone number?
The FCA register lists the phone number 07771 711997 for The Millwood Mortgage Company. If you were given different contact details, use these to check with the firm before going any further.
Is The Millwood Mortgage Company a scam or clone?
The Millwood Mortgage Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Millwood Mortgage Company?
Protection works through Sesame Limited, the principal firm responsible for The Millwood Mortgage Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Millwood Mortgage Company?
Companies House lists one person with significant control of The Millwood Mortgage Company: Mrs Michelle Marie Germain (75–100% of shares). Before that, it was controlled by Mr Alan David Ikin.
Who runs The Millwood Mortgage Company?
Companies House lists one director of The Millwood Mortgage Company: Michelle Marie Germain.
How long has The Millwood Mortgage Company been in business?
The company was formed on 19 December 2025.

Sources and links

The full report on The Millwood Mortgage Company Ltd

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