The Mortgage Advice Centre (Cardiff) Limited

Reference number: 409607

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgage Advice Centre (Cardiff) Limited (FRN 409607) is an AR of Sesame Limited (FRN 150427). When you use The Mortgage Advice Centre (Cardiff)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Mortgage Advice Centre (Cardiff), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    029 2039 0011

  • Address

    267 Cowbridge Road East, Cardiff, CF11 9AP, United Kingdom

In the full report: 2 background checks

  • What kind of line 029 2039 0011 is
  • Who else gives the postcode CF11 9AP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • The Mortgage Advice Centre Trading name
  • Jeremy John Parle Former name
  • Mortgage Advice Centre Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09398125
Company status
Active
Company type
Private limited company
Incorporated
20 January 2015 (11 years old)
Registered office
265 Cowbridge Road East, Cardiff, CF11 9AP, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeremy Parle Director May 1966 21 Jan 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Dormant company accountsNot audited

Net assets

£1

Same as £1

Cash at bank

£1

Same as £1

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09398125. Figures are exactly as filed; nothing is estimated.

Key dates in its history

The Mortgage Advice Centre (Cardiff)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2017

29 March 2017

  • Jeremy John Parle took control (75–100% of shares)

Companies House

2016

10 March 2016

  • Changed its registered name from "Jeremy John Parle"

FCA register

2015

20 January 2015

  • Incorporated at Companies House

Companies House

2014

22 April 2014

  • Changed its registered name from "Mortgage Advice Centre"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like The Mortgage Advice Centre (Cardiff)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cardiff

Bocc Finance LimitedCardiffAppointed representativeCeltic Finance LtdCardiffAppointed representativeColin MorganCardiffAppointed representativeComplex Capital LimitedCardiffAppointed representativeDJC Financial Solutions LtdCardiffAppointed representativeEzra Finance LtdCardiffAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgage Advice Centre (Cardiff)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is The Mortgage Advice Centre (Cardiff) Limited FCA authorised?
The Mortgage Advice Centre (Cardiff) Limited (FRN 409607) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgage Advice Centre (Cardiff)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgage Advice Centre (Cardiff) Limited (FRN 409607) is an AR of Sesame Limited (FRN 150427). When you use The Mortgage Advice Centre (Cardiff)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Mortgage Advice Centre (Cardiff), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Mortgage Advice Centre (Cardiff)’s phone number?
The FCA register lists the phone number 029 2039 0011 for The Mortgage Advice Centre (Cardiff). If you were given different contact details, use these to check with the firm before going any further.
Is The Mortgage Advice Centre (Cardiff) a scam or clone?
The Mortgage Advice Centre (Cardiff) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Mortgage Advice Centre (Cardiff)?
Protection works through Sesame Limited, the principal firm responsible for The Mortgage Advice Centre (Cardiff)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Mortgage Advice Centre (Cardiff)?
Companies House lists one person with significant control of The Mortgage Advice Centre (Cardiff): Mr Jeremy John Parle (75–100% of shares).
Who runs The Mortgage Advice Centre (Cardiff)?
Companies House lists one director of The Mortgage Advice Centre (Cardiff): Jeremy Parle.
How long has The Mortgage Advice Centre (Cardiff) been in business?
The company was formed on 20 January 2015.
What do The Mortgage Advice Centre (Cardiff)’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £1 (same as £1) and cash at bank of £1 (same as £1).
Does The Mortgage Advice Centre (Cardiff) use any other names?
It trades as The Mortgage Advice Centre. It has previously used 2 other names: Jeremy John Parle and Mortgage Advice Centre.

Sources and links

The full report on The Mortgage Advice Centre (Cardiff) Limited

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