The Mortgage Broker (London) Limited
Reference number: 827462
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £256k more than it owned
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Mortgage Broker (London) Limited (FRN 827462) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use The Mortgage Broker (London)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Mortgage Broker (London), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Mortgage Broker, The Waterfront, Wyboston Lakes, Great North Road, Wyboston, Bedfordshire, MK44 3AL, United Kingdom
In the full report: 3 background checks
- When themortgagebroker.co.uk first appeared online, and whether it can receive email
- What kind of line 0800 032 0316 is
- Who else gives the postcode MK44 3AL
Other names (9)
If you were contacted under any of these names, it is this firm.
- The Mortgage Broker Trading name: A name it trades under now.
- The Mortgage Broker (Eaton Socon) Trading name: A name it trades under now.
- TMB Later Life Trading name: A name it trades under now.
- TMB Private Clients Trading name: A name it trades under now.
- Gateway Mortgages Former trading name: A name it used to trade under.
- The Mortage Broker (Feltham) Former trading name: A name it used to trade under.
- The Mortgage Broker (Bedford) Former trading name: A name it used to trade under.
- The Mortgage Broker (Cambs) Former trading name: A name it used to trade under.
- The Mortgage Broker (Scotland) Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10763053 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 May 2017 (9 years old)
- Registered office
- Prospect Place Millennium Way, Pride Park, Derby, DE24 8HG, United Kingdom
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Samuel George Kirtikar | Director | Sep 1985 | 26 Apr 2023 | 5 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- still active
- 5
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£256k
Up £206k from −£462k
Cash at bank
£127k
+192% from £43.4k
Owed within a year
£474k
−15% from £558k
Net assets are negative: on its last balance sheet the company owed £256k more than it owned.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10763053. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
The Mortgage Broker (London)’s history from the FCA register and Companies House, newest first.
2023
26 April 2023
- Board replaced: its only director left and a new director took over
Companies House
2019
13 March 2019
- Darren Pescod gave up control
- The Mortgage Broker Group Limited took control (75–100% of shares)
Companies House
2018
30 November 2018
- Became an appointed representative
FCA register
2017
10 May 2017
- Incorporated at Companies House
- Darren Pescod took control (75–100% of shares)
Companies House
In the full report: all 25 events
- All 25 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms like The Mortgage Broker (London)
Other firms of the same type (insurance broker), nearest first.
In the Milton Keynes (MK) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Mortgage Broker (London)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 25 events in its history
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Frequently asked questions about this firm
Is The Mortgage Broker (London) Limited FCA authorised?
What does appointed representative mean for The Mortgage Broker (London)?
What is The Mortgage Broker (London)’s phone number and website?
Is The Mortgage Broker (London) a scam or clone?
Is my money safe with The Mortgage Broker (London)?
Who owns The Mortgage Broker (London)?
Who runs The Mortgage Broker (London)?
How long has The Mortgage Broker (London) been in business?
What do The Mortgage Broker (London)’s latest accounts show?
Does The Mortgage Broker (London) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk