The Mortgage Company Oxfordshire Ltd

Reference number: 533833

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgage Company Oxfordshire Ltd (FRN 533833) is an AR of TenetLime Limited (FRN 311266). When you use The Mortgage Company Oxfordshire's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Mortgage Company Oxfordshire, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01993 834700

  • Address

    The Old Butchers Arms, 104-106 Corn Street, Witney, Oxfordshire, OX28 6BU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01993 834700 is
  • Who else gives the postcode OX28 6BU
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • The Mortgage Company Trading name: A name it trades under now.
  • The Mortgage Company Private Clients Trading name: A name it trades under now.
  • Laura Lamb Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TenetLime Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
THE MORTGAGE COMPANY OXFORDSHIRE LIMITED
Company status
Active
Company type
Private limited company
Incorporated
22 March 2012 (14 years old)
Registered office
The Old Butchers Arms, Corn Street, Witney, Oxfordshire, OX28 6BU, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Laura Elizabeth Lamb Director Feb 1985 22 Mar 2012 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£274k

No earlier figure to compare

Owed within a year

£60.8k

+31% from £46.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08001907. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Mortgage Company Oxfordshire’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Laura Elizabeth Lamb became the majority owner (50–75% of shares)

Companies House

2013

25 April 2013

  • Changed its registered name from "Laura Lamb"

FCA register

2012

22 March 2012

  • Incorporated at Companies House

Companies House

2010

19 October 2010

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms like The Mortgage Company Oxfordshire

Other firms of the same type (mortgage adviser or broker), nearest first.

In Witney

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgage Company Oxfordshire

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The Mortgage Company Oxfordshire Ltd FCA authorised?
The Mortgage Company Oxfordshire Ltd (FRN 533833) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgage Company Oxfordshire?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgage Company Oxfordshire Ltd (FRN 533833) is an AR of TenetLime Limited (FRN 311266). When you use The Mortgage Company Oxfordshire's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Mortgage Company Oxfordshire, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Mortgage Company Oxfordshire’s phone number?
The FCA register lists the phone number 01993 834700 for The Mortgage Company Oxfordshire. If you were given different contact details, use these to check with the firm before going any further.
Is The Mortgage Company Oxfordshire a scam or clone?
The Mortgage Company Oxfordshire is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Mortgage Company Oxfordshire?
Protection works through TenetLime Limited, the principal firm responsible for The Mortgage Company Oxfordshire's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Mortgage Company Oxfordshire?
Companies House lists one person with significant control of The Mortgage Company Oxfordshire: Mrs Laura Elizabeth Lamb (50–75% of shares).
Who runs The Mortgage Company Oxfordshire?
Companies House lists one director of The Mortgage Company Oxfordshire: Laura Elizabeth Lamb.
How long has The Mortgage Company Oxfordshire been in business?
The company was formed on 22 March 2012.
What do The Mortgage Company Oxfordshire’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £274k (no earlier figure to compare).
Does The Mortgage Company Oxfordshire use any other names?
It trades as The Mortgage Company and The Mortgage Company Private Clients. It has previously used the name Laura Lamb.

Sources and links

The full report on The Mortgage Company Oxfordshire Ltd

£19.99 · Instant PDF download

Loading secure checkout…